I want to get continuous structured data on emerging market opportunities, competitor digital product strategies, and new partnership models from global FinTech hubs, competitor banking innovation labs, and market research publications.
A shared demo template. Read-only preview of what would be monitored in a real pilot.
Pilot Configuration
Pilot Phase (Scoped Evaluation)
Up to 12 weeksTypical scope: multi-country, weekly updates, multiple categories
- Real data from real sources
- Live dashboards or export feeds
- Validate scope, refresh cadence, quality
- Fixed price, no ongoing commitment
Most teams start here to validate fit before expanding.
Now, schedule a short call below to confirm scope and start the pilot, or build something new.
or email us at paul@jsonify.co
Data sources are the websites and apps where information will be collected from. These can be changed or expanded at any time. This is turned into data rows.
| id | Source | Headline | Product/Initiative | Region | Partnership Model | Estimated Price | Status | Last Updated | ||
|---|---|---|---|---|---|---|---|---|---|---|
| 1 |
|
UK challenger bank pilots tokenised savings product for retail customers | Tokenised Savings Vault | UK | Bank + Blockchain Token Issuer (Revenue Share) | £0.99/month platform fee | Pilot (Closed Beta) | Feb 2, 2026 | ||
| 2 |
|
European incumbent partners with cloud native core for instant SME onboarding | Instant SME Onboarding API | Europe | Technology Partnership (SaaS integration) | €2,500/month subscription | Live (Limited Markets) | Feb 3, 2026 | ||
| 3 |
|
Swiss wealth tech launches zero-fee robo for crypto-exposed portfolios | Robo-Advisor Crypto Blend | Switzerland | White-label + Asset Manager Revenue Share | CHF0 management fee (0.25% performance fee) | Launch | Feb 1, 2026 | ||
| 4 |
|
Kenyan fintech reveals cross-border remittance hub with M-Pesa rails | RemitHub for Africa | Africa (Kenya) | Platform + Mobile Money Operator Commission | $1.50 - $4.00 per transfer | Expansion | Feb 3, 2026 | ||
| 5 |
|
US bank innovation lab tests BNPL for small business suppliers | Supplier Buy Now Pay Later | United States | Bank + Fintech BNPL Provider (Referral + Risk Share) | 3.9% merchant fee per transaction | Pilot | Feb 2, 2026 | ||
| 6 |
|
Market report: subscription banking gains traction in Central Europe | Subscription Banking Packages | Central Europe | Incumbent + Fintech Bundling (Subscription Fee Split) | €7.99 - €29.99/month tiers | Research Publication | Feb 1, 2026 | ||
| 7 |
|
Global VC map shows surge in RegTech deal activity in LATAM | Regulatory Automation Suite | Latin America | Venture Investment + Strategic Bank Pilots | $15,000 - $80,000 implementation | Funding Round Announced | Feb 3, 2026 | ||
| 8 |
|
Chart: average digital banking customer acquisition cost rises in APAC | Digital Acquisition Dashboard | APAC | Market Research + Data Licensing | $0.50 - $12.00 per acquisition metric | Published Data | Feb 2, 2026 | ||
| 9 |
|
Fintech raises $25M to scale embedded insurance for gig economy | Embedded Micro-Insurance for Gig Workers | Global | Embedded Insurance OEM + API Distribution | $0.75/month per worker | Series B Closed | Feb 3, 2026 | ||
| 10 |
|
Nordic bank trials open API marketplace with third-party fintechs | Open API Marketplace | Nordics | Marketplace (Transaction Fees + Certification) | €0 onboarding + 1% revenue share | Pilot | Feb 1, 2026 | ||
| 11 |
|
PE firm backs buyout of payments processor targeting SMEs | SME Payments Platform | Global (HQ US) | Private Equity Acquisition with Strategic Partnerships | $0.10 - $0.35 per transaction | Deal Closed | Feb 2, 2026 | ||
| 12 |
|
Startup launches AI KYC assistant to reduce manual reviews by 70% | AI KYC Assistant | US & EU | SaaS + Implementation Services (Tiered Pricing) | $1,000 - $10,000/month depending on volume | General Availability | Feb 3, 2026 | ||
| 13 |
|
Bank partners with carbon registry to offer green mortgages | Green Mortgage Plus | UK | Co-branded Product + Carbon Offset Provider | £8,000 average offset cost/add-on | Announced | Jan 31, 2026 | ||
| 14 |
|
Asia Pacific bank pilots QR-based instant business lending | QR Instant Working Capital | APAC | Bank + Alternative Data Lender (Revenue Share) | 1.2% daily APR equivalent fee | Pilot (Select Cities) | Feb 2, 2026 | ||
| 15 |
|
Swiss startup offers cross-border payroll for remote teams | Global Payroll & FX Solution | EMEA & APAC | Platform + Local Payroll Providers (Per-employee fee) | €9 - €29 per employee/month | Live | Feb 3, 2026 | ||
| 16 |
|
Southeast Asia: e-wallets integrate loyalty-as-a-service | Loyalty-as-a-Service for Wallets | Southeast Asia | Integration Partnership (Revenue Sharing on Rewards) | $0.05 - $0.20 per transaction reward cost | Rollout | Feb 1, 2026 | ||
| 17 |
|
Corporate bank pilots tokenised trade finance letters of credit | Tokenised Letters of Credit | Global Trade Corridors | Consortium (Banks + DLT Providers) | $200 - $1,200 per transaction | Consortium Trial | Feb 3, 2026 | ||
| 18 |
|
Consumer trends report highlights demand for privacy-first banking apps | Privacy-First Mobile Banking | Western Europe | Incumbent + Privacy Tech Vendor (Subscription) | €1.99/month premium tier | Published Report | Feb 2, 2026 | ||
| 19 |
|
Mapping fintech patents: AI underwriting dominates US filings | AI Underwriting Engine | United States | Licensing + Strategic Bank Pilots | $50k - $500k licensing annual | Research Brief | Feb 1, 2026 | ||
| 20 |
|
Infographic: BNPL merchant adoption rates plateau in MENA | BNPL for Merchants | MENA | Payment Processor + BNPL Provider (Referral Fees) | 2.5% - 6% merchant fee | Published Data | Feb 2, 2026 | ||
| 21 |
|
Insurtech raises seed to expand parametric insurance in agriculture | Parametric Crop Insurance | Sub-Saharan Africa | Distribution via AgTech Partners (Premium Split) | $3 - $45 per policy depending on crop | Seed Funding | Feb 3, 2026 | ||
| 22 |
|
UK clearing house pilots instant settlement window for FX trades | Instant FX Settlement | UK & EU | Market Infrastructure + Bank Connectivity (Fee per settlement) | £0.50 - £5.00 per settlement | Pilot | Feb 1, 2026 | ||
| 23 |
|
Buyout targets SMB accounting platform to bundle payments and lending | SMB Finance Suite (Payments + Loans) | North America | Acquisition + Channel Partnerships | $29 - $199/month SaaS tiers | M&A Announced | Feb 2, 2026 | ||
| 24 |
|
Embedded finance player launches SDK for marketplaces | Embedded Payments & Wallet SDK | Global | Developer Platform (Revenue Share + SDK Fees) | $99/month dev plan + transaction fees | General Availability | Feb 3, 2026 | ||
| 25 |
|
Middle Eastern bank pilots Islamic-compliant digital lending marketplace | Shariah-compliant Lending Marketplace | Middle East | Platform + Shariah Advisory (Fee per deal) | 0.5% - 3% arrangement fee | Pilot | Feb 2, 2026 | ||
| 26 |
|
Central bank digital currency sandbox expands to include custodial wallets | CBDC Custodial Wallets | Asia Pacific | Regulator Sandbox + Custodian Partnerships | N/A (Regulated infrastructure) | Sandbox Expansion | Feb 1, 2026 | ||
| 27 |
|
Private bank introduces concierge API for ultra-high-net-worth clients | Concierge Banking API | Switzerland | Bespoke Integration + Revenue Sharing on Referrals | CHF2,500/month retainer | Launch | Feb 3, 2026 | ||
| 28 |
|
Latin American neobank tests credit scoring using alternative telecom data | Telco-Enhanced Credit Scoring | Latin America | Data Partnership (Pay-per-query) | $0.10 - $0.60 per credit query | Pilot | Feb 2, 2026 | ||
| 29 |
|
Global payments firm inks partnership with social platform for creator payouts | Creator Payouts Suite | Global | Strategic Partnership (Per-payout fee + Revenue Share) | $0.25 - $2.00 per payout | Announced | Feb 3, 2026 | ||
| 30 |
|
Whitepaper: digital wallet segmentation indicates growth in super-app bundling | Super-App Wallet Bundle | Southeast Asia | Ecosystem Partnerships (Commission on services) | Free base wallet + service fees | Published Research | Feb 1, 2026 | ||
| Looking for more? Great news − this is just a small sample. Jsonify production workflows process anywhere from tens of thousands to millions of real data rows per run! | ||||||||||
Filters
Emerging Market Opportunities Identified
Distribution of Innovations by Category
Competitor Innovations Snapshot
| Source | Competitor | Innovation Type | Date | Notes |
|---|---|---|---|---|
|
|
Bank of America | Digital Wallet Enhancement | 2026-01-15 | Launched new features for instant money transfers. |
|
|
JP Morgan Chase | AI-Driven Chatbot | 2026-01-20 | Improved customer service with AI chatbot, reducing response time by 30%. |
|
|
Revolut | Subscription Model | 2026-02-01 | Introduced premium plans with added benefits for crypto trading. |
|
|
HSBC | Blockchain Integration | 2026-01-28 | Implemented blockchain for cross-border payments, enhancing transaction speed. |
|
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Goldman Sachs | Partnership with FinTech | 2026-01-10 | Partnered with startup to develop a new investment platform for millennials. |
|
|
Santander | Mobile App Update | 2026-01-25 | Revamped mobile app interface focusing on user experience. |
|
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Barclays | Regtech Solutions | 2026-01-18 | Invested in regulatory technology to streamline compliance processes. |
|
|
American Express | Data Analytics Tools | 2026-01-30 | Launched advanced analytics tools for better customer insights. |
Total Competitor Digital Strategies Analyzed
Top 5 Competitor Digital Product Strategies
Key Observations from Market Research
New Partnership Models Reported
Emerging Markets by Growth Potential
Investment Trends in FinTech Over Time
Trends in FinTech Innovations Over Time
Latest Insights from FinTech Hubs
| Source | Emerging Opportunity | Competitor Strategy | Partnership Model | Date |
|---|---|---|---|---|
|
|
AI-driven credit scoring | Launch of a digital wallet by BankXYZ | Collaborating with insurtech startups | 2026-01-15 |
|
|
Blockchain for cross-border payments | BankABC introduces mobile-only accounts | Partnerships with payment processors | 2026-01-20 |
|
|
Robo-advisors for retail investors | Competitor Z expands into ESG investing | Joint ventures with fintech accelerators | 2026-01-25 |
|
|
Decentralized finance platforms | New features in digital banking from Bank123 | Alliances with local credit unions | 2026-01-28 |
|
|
Embedded finance solutions | Launch of a neobank by RivalCorp | Collaborating with tech giants | 2026-01-30 |
|
|
Payment gateway innovations | New rewards program by Competitor A | Strategic partnerships with e-commerce platforms | 2026-02-01 |
|
|
Alternative lending models | BankLMN's new P2P lending feature | Partnerships with alternative data providers | 2026-02-02 |
Partnership Models Breakdown
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