I want to get continuous structured data on emerging FinTech business models, technology adoption rates, and key strategic partnerships from global financial news sources, competitor websites, and industry analysis reports.
A shared demo template. Read-only preview of what would be monitored in a real pilot.
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Pilot Configuration
Goal
I want to get continuous structured data on emergi...
Access real-time insights on FinTech innovations and partnerships — automated analysis without the manual hassle
12 website or app sources
The Jsonify AI will open these automatically to explore and find your information
11
data columns
12
dashboard widgets
3
integrations
1
notification
Recommended
Pilot Phase (Scoped Evaluation)
Up to 12 weeks
€3,000
/ month
Typical scope: multi-country, weekly updates, multiple categories
- Real data from real sources
- Live dashboards or export feeds
- Validate scope, refresh cadence, quality
- Fixed price, no ongoing commitment
Most teams start here to validate fit before expanding.
Now, schedule a short call below to confirm scope and start the pilot, or build something new.
or email us at paul@jsonify.co
Data sources are the websites and apps where information will be collected from. These can be changed or expanded at any time. This is turned into data rows.
Sample data preview. This is synthetic test data generated to illustrate the structure. Real data from your sources will be populated during the pilot. This data powers the dashboard widgets.
| id | Source | Headline | Business_Model | Key_Partners | Technology_Adoption | Funding | Region | Status | Published_Date | Estimated_Revenue_Impact | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 |
|
Banking-as-a-Service partnerships accelerate in Europe | Banking-as-a-Service (BaaS) | Railsbank, ClearBank | API-led integration (80% of pilots) | n/a | Europe | Emerging | Feb 1, 2026 | €15-40M/year | ||
| 2 |
|
Buy-now-pay-later firms pivot to subscription management | Subscription-first BNPL | Revolut, Klarna | Machine learning underwriting (60% adoption) | Series D $150M (2025) | Global | Scaling | Jan 31, 2026 | $30-70M/year | ||
| 3 |
|
AI-native robo-advisors expand into tax optimisation | AI-powered wealth management | TaxJar, Intuit (API integrations) | Generative AI tax modelling (pilot stage) | Acquired seed funding $25M | North America | Pilot | Jan 30, 2026 | $5-12M/year | ||
| 4 |
|
Regional banks adopt cloud-native core banking | Cloud core transformation services | Temenos, Mambu | Cloud SaaS (70% of mid-market banks planning) | Vendor-led financing | EMEA | Adoption | Jan 29, 2026 | €8-22M/year | ||
| 5 |
|
Crypto custody startups partner with incumbents for regulated custody | Regulated crypto custody | Goldman Sachs, Coinbase Custody | Hardware security modules + MPC (40% adoption) | Series B $200M (2025) | Global | Scaling | Jan 31, 2026 | $50-120M/year | ||
| 6 |
|
Open banking data marketplaces gather momentum | Data marketplace for financial signals | Plaid, TrueLayer | Consented API marketplaces (45% growth YoY) | Strategic VC $60M | UK | Growth | Feb 1, 2026 | £10-35M/year | ||
| 7 |
|
Embedded insurance expands beyond travel into ecommerce | Embedded insurance via SDKs | Shopify, Lemonade | SDK-first integrations (55% merchant uptake) | Venture $80M | US, EU | Expanding | Jan 30, 2026 | $20-45M/year | ||
| 8 |
|
Mobile payments adoption surges in Southeast Asia | Super app payments and wallets | Grab, Gojek, Alipay | QR and NFC (65% consumer adoption) | Commercial growth funding | Southeast Asia | Mainstream | Jan 29, 2026 | $120-300M/year | ||
| 9 |
|
Neobanks target SMEs with integrated payroll and lending | SME neobank + embedded lending | Gusto, Xero | Real-time payroll APIs (30% integration) | Series C $250M (2025) | North America | Scaling | Jan 31, 2026 | $40-90M/year | ||
| 10 |
|
Insurtechs use IoT to price microinsurance products | Usage-based microinsurance | Samsung IoT, Telefonica | IoT telemetry (25% of pilots commercialised) | Corporate partnerships | Latin America | Pilot | Feb 1, 2026 | $3-10M/year | ||
| 11 |
|
Contactless card spend hits new highs across Europe | Payment card networks | Visa, Mastercard | Contactless EMV (92% terminals enabled) | n/a | Europe | Mainstream | Feb 1, 2026 | €200-500M/month incremental | ||
| 12 |
|
Public trust in financial apps varies by age group | Consumer fintech adoption research | n/a | Privacy-preserving analytics (experimental) | Grant-funded study | US | Research | Jan 28, 2026 | n/a | ||
| 13 |
|
Regtech adoption speeds up AML compliance for mid-tier banks | RegTech SaaS for AML | ComplyAdvantage, Ascent | AI pattern detection (50% reduction in false positives) | Series A $40M | EMEA | Adoption | Feb 1, 2026 | €6-18M/year | ||
| 14 |
|
Wealthtechs add alternative assets to retail platforms | Retail access to alternatives | iCapital, Moonfare | Tokenised asset ledgers (pilot) | Private equity minority stake | Global | Pilot | Jan 30, 2026 | $10-25M/year | ||
| 15 |
|
Payment orchestration layers cut processing costs for merchants | Payment orchestration platforms | Adyen, Stripe | Intelligent routing (35% merchants onboarded) | Growth equity $120M | Global | Scaling | Jan 31, 2026 | $25-75M/year | ||
| 16 |
|
Card-linked rewards drive customer acquisition for community banks | Card-linked offers program | Cardlytics, FIS | Real-time rewards APIs (20% activation) | Program sponsorships | US | Early adoption | Jan 29, 2026 | $1-5M/year | ||
| 17 |
|
Cross-border payroll fintech raises $90M to expand into Africa | Cross-border payroll and FX | Payoneer, WorldRemit | Distributed ledger for reconciliation (pilot) | Series C $90M (2026) | Africa, Europe | Expansion | Feb 1, 2026 | $12-35M/year | ||
| 18 |
|
Central banks explore tokenised reserves pilot | Wholesale CBDC infrastructure | Consensys, R3 | Permissioned DLT (experimental) | Government-funded | Europe | Pilot | Jan 30, 2026 | n/a | ||
| 19 |
|
AI underwriting reduces small-business loan defaults | AI-driven SMB lending | Stripe Capital, OnDeck | Proprietary ML scoring (40% lower default in trials) | Venture $110M | US | Proven | Jan 31, 2026 | $35-80M/year | ||
| 20 |
|
Digital wallets capturing travel spend post-pandemic | Travel wallet and loyalty integration | Amadeus, Expedia | Wallet-based loyalty (60% traveler uptake) | Strategic airline partnerships | Global | Growing | Jan 29, 2026 | $45-110M/year | ||
| 21 |
|
SME-focused BNPL attracts strategic acquirers | B2B BNPL for suppliers | SAP, Oracle NetSuite | Embedded credit APIs (25% merchant penetration) | Acquisition interest (rumoured $500M) | Global | M&A | Feb 1, 2026 | $60-140M/year | ||
| 22 |
|
Sustainable finance startups launch green bond platforms | Green bond issuance marketplace | BloombergNEF, ISS ESG | Blockchain-based registry (pilot) | Impact investor backing $70M | Europe | Early Growth | Jan 30, 2026 | €10-30M/year | ||
| 23 |
|
Average fintech app churn rate declines with personalization | Consumer finance apps | Segment, Amplitude | Behavioral personalisation (A/B tested) | n/a | US | Mature product analytics | Jan 28, 2026 | $5-15M/year incremental | ||
| 24 |
|
Demographic split in crypto ownership widens, study shows | Public opinion research on crypto adoption | n/a | Survey-weighted analytics | Foundation grant | US | Research | Jan 27, 2026 | n/a | ||
| 25 |
|
Card tokenisation efforts reduce merchant PCI scope | Tokenisation gateway services | Visa, TokenEx | Token vaults (80% of new integrations) | Vendor partnerships | Global | Widely adopted | Feb 1, 2026 | $30-90M/year | ||
| 26 |
|
Retail banks launch creator-economy banking products | Creator-focused banking + monetization tools | Patreon, Stripe | Creator APIs and payout rails (pilot) | Corporate venture $50M | US | Pilot | Jan 31, 2026 | $6-18M/year | ||
| 27 |
|
SME fintech marketplaces bundle accounting, payments, and financing | Marketplace for SME financial tools | QuickBooks, Stripe, LendingClub | Integrated marketplace APIs (40% cross-sell) | Private equity growth round $180M | North America | Scaling | Jan 30, 2026 | $55-130M/year | ||
| 28 |
|
Biometric authentication reduces card fraud for digital issuers | Biometric authentication services | IDnow, iProov | Face/voice biometrics (30% issuer adoption) | Vendor funding | EMEA | Adoption | Jan 29, 2026 | €4-12M/year | ||
| 29 |
|
API-first treasury management startups sign enterprise pilots | Treasury APIs for corporates | Stripe Treasury, Goldman Sachs APIs | Real-time balance APIs (20 enterprise pilots) | Series B $95M | Global | Pilot | Feb 1, 2026 | $22-58M/year | ||
| Looking for more? Great news − this is just a small sample. Jsonify production workflows process anywhere from tens of thousands to millions of real data rows per run! | ||||||||||||
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Total Emerging FinTech Models Identified
425
total emerging FinTech business models identified
10%
Top 5 Competitors by Innovation Index
Market Share of Emerging Technologies
Technology Adoption Rates Over Time
Recent FinTech News Highlights
| Date | Source | Headline | Key Insights |
|---|---|---|---|
| 2026-01-30 |
|
New Blockchain Technology Enhances Cross-Border Payments | Adoption of blockchain for payments is expected to increase by 25% in 2026. |
| 2026-01-28 |
|
Emerging FinTech Startups Disrupt Traditional Banking Models | Investment in FinTech startups has surged, with a 40% increase in 2025. |
| 2026-01-27 |
|
Strategic Partnerships Drive FinTech Innovation | Partnerships among FinTech firms rose by 30% last year. |
| 2026-01-25 |
|
AI Adoption in Financial Services Grows | AI technology is being integrated by 60% of financial institutions. |
| 2026-01-20 |
|
Digital Wallet Usage Surges Amid Economic Uncertainty | Digital wallet users grew by 50% in 2025. |
| 2026-01-15 |
|
Venture Capital Funding for FinTech Reaches New Heights | VC funding for FinTech exceeded $100 billion in 2025. |
| 2026-01-10 |
|
Consumer Trust in FinTech Solutions Increases | Trust in FinTech services climbed to 72% among consumers. |
| 2026-01-05 |
|
Cryptocurrency Adoption Trends in 2026 | Cryptocurrency ownership is forecasted to rise by 20% this year. |
FinTech Innovations by Source
| Source | Emerging Business Model | Technology Adoption Rate | Strategic Partnership | Date |
|---|---|---|---|---|
|
|
Decentralized Finance (DeFi) | 45% | Partnership with BlockFi | 2026-01-15 |
|
|
Embedded Finance | 60% | Collaboration with Shopify | 2026-01-20 |
|
|
Buy Now, Pay Later (BNPL) | 70% | Joint venture with PayPal | 2026-01-25 |
|
|
Open Banking | 50% | Alliance with Visa | 2026-01-30 |
|
|
Robo-Advisors | 55% | Partnership with Wealthfront | 2026-01-28 |
|
|
Cryptocurrency Exchanges | 65% | Consortium with Binance | 2026-01-10 |
|
|
InsurTech | 30% | Collaboration with Lemonade | 2026-01-22 |
|
|
Neobanks | 80% | Partnership with Revolut | 2026-01-18 |
Key Strategic Partnerships by Industry
Total Partnerships Announced This Quarter
150
total partnerships announced this quarter
8%
Key Observations on FinTech Trends
Emerging FinTech business models focused on digital banking and payment solutions have gained significant traction, accounting for 47% of new investments in Q1 2026.
The rate of technology adoption in the FinTech sector continues to accelerate, with a reported 65% of financial institutions integrating AI into their services within the last year.
Strategic partnerships between traditional banks and FinTech startups have increased by 30%, indicating a shift towards collaboration over competition.
Distribution of FinTech Business Models
Cumulative Technology Adoption Rate
Yearly Growth of FinTech Investments
Structured data feeds are included — we're happy to help with API integration and automation.
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Looking for more? Great news − this is just a small sample. Typically, our commercial customers process tens of thousands to millions of data points per task!
Radar continuously monitors your selected web sources and alerts you the moment something changes.
+7
Recent change
New Business Model Detected
3h ago
Decentralized Finance emerging in FinTech news
Recent change
New Partnership Announced
12m ago
FinTech Collaboration strategic partnership formed
Recent change
Technology Adoption Rate Updat
2m ago
Blockchain Solutions adoption rate increased
Recent change
New Funding Round Secured
1h ago
Innovative FinTech Startup recently secured $10M funding
Recent change
Coverage Gap Found
2m ago
Emerging Tech Trends missing from latest reports
Data connections determine where the collected data will be delivered. You can add, remove, or change connections at any time.
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