I want to get continuous structured data on emerging FinTech business models, technology adoption rates, and key strategic partnerships from global financial news sources, competitor websites, and industry analysis reports.
A shared demo template. Read-only preview of what would be monitored in a real pilot.
Pilot Configuration
Pilot Phase (Scoped Evaluation)
Up to 12 weeksTypical scope: multi-country, weekly updates, multiple categories
- Real data from real sources
- Live dashboards or export feeds
- Validate scope, refresh cadence, quality
- Fixed price, no ongoing commitment
Most teams start here to validate fit before expanding.
Now, schedule a short call below to confirm scope and start the pilot, or build something new.
or email us at paul@jsonify.co
Data sources are the websites and apps where information will be collected from. These can be changed or expanded at any time. This is turned into data rows.
| id | Source | Headline | Business_Model | Key_Partners | Technology_Adoption | Funding | Region | Status | Published_Date | Estimated_Revenue_Impact | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 |
|
Banking-as-a-Service partnerships accelerate in Europe | Banking-as-a-Service (BaaS) | Railsbank, ClearBank | API-led integration (80% of pilots) | n/a | Europe | Emerging | Feb 1, 2026 | €15-40M/year | ||
| 2 |
|
Buy-now-pay-later firms pivot to subscription management | Subscription-first BNPL | Revolut, Klarna | Machine learning underwriting (60% adoption) | Series D $150M (2025) | Global | Scaling | Jan 31, 2026 | $30-70M/year | ||
| 3 |
|
AI-native robo-advisors expand into tax optimisation | AI-powered wealth management | TaxJar, Intuit (API integrations) | Generative AI tax modelling (pilot stage) | Acquired seed funding $25M | North America | Pilot | Jan 30, 2026 | $5-12M/year | ||
| 4 |
|
Regional banks adopt cloud-native core banking | Cloud core transformation services | Temenos, Mambu | Cloud SaaS (70% of mid-market banks planning) | Vendor-led financing | EMEA | Adoption | Jan 29, 2026 | €8-22M/year | ||
| 5 |
|
Crypto custody startups partner with incumbents for regulated custody | Regulated crypto custody | Goldman Sachs, Coinbase Custody | Hardware security modules + MPC (40% adoption) | Series B $200M (2025) | Global | Scaling | Jan 31, 2026 | $50-120M/year | ||
| 6 |
|
Open banking data marketplaces gather momentum | Data marketplace for financial signals | Plaid, TrueLayer | Consented API marketplaces (45% growth YoY) | Strategic VC $60M | UK | Growth | Feb 1, 2026 | £10-35M/year | ||
| 7 |
|
Embedded insurance expands beyond travel into ecommerce | Embedded insurance via SDKs | Shopify, Lemonade | SDK-first integrations (55% merchant uptake) | Venture $80M | US, EU | Expanding | Jan 30, 2026 | $20-45M/year | ||
| 8 |
|
Mobile payments adoption surges in Southeast Asia | Super app payments and wallets | Grab, Gojek, Alipay | QR and NFC (65% consumer adoption) | Commercial growth funding | Southeast Asia | Mainstream | Jan 29, 2026 | $120-300M/year | ||
| 9 |
|
Neobanks target SMEs with integrated payroll and lending | SME neobank + embedded lending | Gusto, Xero | Real-time payroll APIs (30% integration) | Series C $250M (2025) | North America | Scaling | Jan 31, 2026 | $40-90M/year | ||
| 10 |
|
Insurtechs use IoT to price microinsurance products | Usage-based microinsurance | Samsung IoT, Telefonica | IoT telemetry (25% of pilots commercialised) | Corporate partnerships | Latin America | Pilot | Feb 1, 2026 | $3-10M/year | ||
| 11 |
|
Contactless card spend hits new highs across Europe | Payment card networks | Visa, Mastercard | Contactless EMV (92% terminals enabled) | n/a | Europe | Mainstream | Feb 1, 2026 | €200-500M/month incremental | ||
| 12 |
|
Public trust in financial apps varies by age group | Consumer fintech adoption research | n/a | Privacy-preserving analytics (experimental) | Grant-funded study | US | Research | Jan 28, 2026 | n/a | ||
| 13 |
|
Regtech adoption speeds up AML compliance for mid-tier banks | RegTech SaaS for AML | ComplyAdvantage, Ascent | AI pattern detection (50% reduction in false positives) | Series A $40M | EMEA | Adoption | Feb 1, 2026 | €6-18M/year | ||
| 14 |
|
Wealthtechs add alternative assets to retail platforms | Retail access to alternatives | iCapital, Moonfare | Tokenised asset ledgers (pilot) | Private equity minority stake | Global | Pilot | Jan 30, 2026 | $10-25M/year | ||
| 15 |
|
Payment orchestration layers cut processing costs for merchants | Payment orchestration platforms | Adyen, Stripe | Intelligent routing (35% merchants onboarded) | Growth equity $120M | Global | Scaling | Jan 31, 2026 | $25-75M/year | ||
| 16 |
|
Card-linked rewards drive customer acquisition for community banks | Card-linked offers program | Cardlytics, FIS | Real-time rewards APIs (20% activation) | Program sponsorships | US | Early adoption | Jan 29, 2026 | $1-5M/year | ||
| 17 |
|
Cross-border payroll fintech raises $90M to expand into Africa | Cross-border payroll and FX | Payoneer, WorldRemit | Distributed ledger for reconciliation (pilot) | Series C $90M (2026) | Africa, Europe | Expansion | Feb 1, 2026 | $12-35M/year | ||
| 18 |
|
Central banks explore tokenised reserves pilot | Wholesale CBDC infrastructure | Consensys, R3 | Permissioned DLT (experimental) | Government-funded | Europe | Pilot | Jan 30, 2026 | n/a | ||
| 19 |
|
AI underwriting reduces small-business loan defaults | AI-driven SMB lending | Stripe Capital, OnDeck | Proprietary ML scoring (40% lower default in trials) | Venture $110M | US | Proven | Jan 31, 2026 | $35-80M/year | ||
| 20 |
|
Digital wallets capturing travel spend post-pandemic | Travel wallet and loyalty integration | Amadeus, Expedia | Wallet-based loyalty (60% traveler uptake) | Strategic airline partnerships | Global | Growing | Jan 29, 2026 | $45-110M/year | ||
| 21 |
|
SME-focused BNPL attracts strategic acquirers | B2B BNPL for suppliers | SAP, Oracle NetSuite | Embedded credit APIs (25% merchant penetration) | Acquisition interest (rumoured $500M) | Global | M&A | Feb 1, 2026 | $60-140M/year | ||
| 22 |
|
Sustainable finance startups launch green bond platforms | Green bond issuance marketplace | BloombergNEF, ISS ESG | Blockchain-based registry (pilot) | Impact investor backing $70M | Europe | Early Growth | Jan 30, 2026 | €10-30M/year | ||
| 23 |
|
Average fintech app churn rate declines with personalization | Consumer finance apps | Segment, Amplitude | Behavioral personalisation (A/B tested) | n/a | US | Mature product analytics | Jan 28, 2026 | $5-15M/year incremental | ||
| 24 |
|
Demographic split in crypto ownership widens, study shows | Public opinion research on crypto adoption | n/a | Survey-weighted analytics | Foundation grant | US | Research | Jan 27, 2026 | n/a | ||
| 25 |
|
Card tokenisation efforts reduce merchant PCI scope | Tokenisation gateway services | Visa, TokenEx | Token vaults (80% of new integrations) | Vendor partnerships | Global | Widely adopted | Feb 1, 2026 | $30-90M/year | ||
| 26 |
|
Retail banks launch creator-economy banking products | Creator-focused banking + monetization tools | Patreon, Stripe | Creator APIs and payout rails (pilot) | Corporate venture $50M | US | Pilot | Jan 31, 2026 | $6-18M/year | ||
| 27 |
|
SME fintech marketplaces bundle accounting, payments, and financing | Marketplace for SME financial tools | QuickBooks, Stripe, LendingClub | Integrated marketplace APIs (40% cross-sell) | Private equity growth round $180M | North America | Scaling | Jan 30, 2026 | $55-130M/year | ||
| 28 |
|
Biometric authentication reduces card fraud for digital issuers | Biometric authentication services | IDnow, iProov | Face/voice biometrics (30% issuer adoption) | Vendor funding | EMEA | Adoption | Jan 29, 2026 | €4-12M/year | ||
| 29 |
|
API-first treasury management startups sign enterprise pilots | Treasury APIs for corporates | Stripe Treasury, Goldman Sachs APIs | Real-time balance APIs (20 enterprise pilots) | Series B $95M | Global | Pilot | Feb 1, 2026 | $22-58M/year | ||
| Looking for more? Great news − this is just a small sample. Jsonify production workflows process anywhere from tens of thousands to millions of real data rows per run! | ||||||||||||
Filters
Total Emerging FinTech Models Identified
Top 5 Competitors by Innovation Index
Market Share of Emerging Technologies
Technology Adoption Rates Over Time
Recent FinTech News Highlights
| Date | Source | Headline | Key Insights |
|---|---|---|---|
| 2026-01-30 |
|
New Blockchain Technology Enhances Cross-Border Payments | Adoption of blockchain for payments is expected to increase by 25% in 2026. |
| 2026-01-28 |
|
Emerging FinTech Startups Disrupt Traditional Banking Models | Investment in FinTech startups has surged, with a 40% increase in 2025. |
| 2026-01-27 |
|
Strategic Partnerships Drive FinTech Innovation | Partnerships among FinTech firms rose by 30% last year. |
| 2026-01-25 |
|
AI Adoption in Financial Services Grows | AI technology is being integrated by 60% of financial institutions. |
| 2026-01-20 |
|
Digital Wallet Usage Surges Amid Economic Uncertainty | Digital wallet users grew by 50% in 2025. |
| 2026-01-15 |
|
Venture Capital Funding for FinTech Reaches New Heights | VC funding for FinTech exceeded $100 billion in 2025. |
| 2026-01-10 |
|
Consumer Trust in FinTech Solutions Increases | Trust in FinTech services climbed to 72% among consumers. |
| 2026-01-05 |
|
Cryptocurrency Adoption Trends in 2026 | Cryptocurrency ownership is forecasted to rise by 20% this year. |
FinTech Innovations by Source
| Source | Emerging Business Model | Technology Adoption Rate | Strategic Partnership | Date |
|---|---|---|---|---|
|
|
Decentralized Finance (DeFi) | 45% | Partnership with BlockFi | 2026-01-15 |
|
|
Embedded Finance | 60% | Collaboration with Shopify | 2026-01-20 |
|
|
Buy Now, Pay Later (BNPL) | 70% | Joint venture with PayPal | 2026-01-25 |
|
|
Open Banking | 50% | Alliance with Visa | 2026-01-30 |
|
|
Robo-Advisors | 55% | Partnership with Wealthfront | 2026-01-28 |
|
|
Cryptocurrency Exchanges | 65% | Consortium with Binance | 2026-01-10 |
|
|
InsurTech | 30% | Collaboration with Lemonade | 2026-01-22 |
|
|
Neobanks | 80% | Partnership with Revolut | 2026-01-18 |
Key Strategic Partnerships by Industry
Total Partnerships Announced This Quarter
Key Observations on FinTech Trends
Distribution of FinTech Business Models
Cumulative Technology Adoption Rate
Yearly Growth of FinTech Investments
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