I want to get continuous structured data on emerging commercial insurance product features, pricing models, and digital distribution strategies from competitor insurance company websites and industry innovation reports.
A shared demo template. Read-only preview of what would be monitored in a real pilot.
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This is a real demo!
Click to explore each section.
Pilot Configuration
Goal
I want to get continuous structured data on emergi...
Gain insights on emerging insurance trends and pricing — automated data collection from competitors, no manual effort needed
12 website or app sources
The Jsonify AI will open these automatically to explore and find your information
11
data columns
12
dashboard widgets
4
integrations
1
notification
Recommended
Pilot Phase (Scoped Evaluation)
Up to 12 weeks
€3,000
/ month
Typical scope: multi-country, weekly updates, multiple categories
- Real data from real sources
- Live dashboards or export feeds
- Validate scope, refresh cadence, quality
- Fixed price, no ongoing commitment
Most teams start here to validate fit before expanding.
Now, schedule a short call below to confirm scope and start the pilot, or build something new.
or email us at paul@jsonify.co
Data sources are the websites and apps where information will be collected from. These can be changed or expanded at any time. This is turned into data rows.
Sample data preview. This is synthetic test data generated to illustrate the structure. Real data from your sources will be populated during the pilot. This data powers the dashboard widgets.
| id | Source | Provider | Product | Monthly Premium | Deductible | Coverage Type | Distribution | Rating | Last Updated | Notes | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 |
|
Mercury Insurance | Small Business Package - Cyber Add-on | $84.50 | $2,500 | Business Owners Policy (BOP) + Cyber | Direct website quote |
|
Feb 2, 2026 | Online instant quote available; includes ransomware response up to $100k | ||
| 2 |
|
State Farm | Homeowners Plus | $125.00 | $1,000 | HO-3 | Agent-assisted digital portal |
|
Feb 3, 2026 | Bundling discount shown; accelerated claims via mobile app | ||
| 3 |
|
Allstate | Usage-Based Auto - SafeDrive | $72.30 | $500 | Personal Auto | Telematics mobile enrollment |
|
Feb 4, 2026 | Pay-as-you-drive tiers; privacy disclosures filed with state regulator | ||
| 4 |
|
Luma Insurance (Insurtech) | Microterm Life - 3-Month | $6.99 | N/A | Term Life (short-term) | In-app checkout/embedded partners |
|
Feb 1, 2026 | API for instant underwriting; limited to ages 18-50 | ||
| 5 |
|
Progressive | Snapshot Flex | $65.00 | $750 | Personal Auto | Direct + partner platforms |
|
Feb 3, 2026 | Dynamic monthly adjustments based on week-to-week behavior | ||
| 6 |
|
Liberty Mutual | Commercial Fleet Pay-Per-Mile | $950.00 | $10,000 | Commercial Auto Fleet | Broker portal with telematics integration |
|
Feb 2, 2026 | Per-mile billing reconciled monthly; reduced premiums for EV fleets | ||
| 7 |
|
Travelers | Cyber Liability Essentials | $220.00 | $5,000 | Standalone Cyber | Online quote + broker network |
|
Feb 4, 2026 | Incident response vendor network; ransomware extortion coverage optional | ||
| 8 |
|
Chubb | High-Net-Worth Home - Platinum | $1,250.00 | $25,000 | High-Value Homeowners | Private client advisor |
|
Feb 1, 2026 | Agreed value endorsement, worldwide coverage for personal art | ||
| 9 |
|
AIG | Parametric Hurricane - Coastal SME | $420.00 | Parametric trigger | Parametric Business Interruption | Insurtech marketplace |
|
Feb 3, 2026 | Payout triggered by wind-speed index; rapid settlement within 7 days | ||
| 10 |
|
Zurich | Cyber Enterprise XL | $1,800.00 | $50,000 | Cyber - Enterprise | Wholesale broker platform |
|
Feb 2, 2026 | Extensive risk engineering services included; retentions negotiable | ||
| 11 |
|
Willis Towers Watson | Employee Benefits Concierge | Varies (avg $320) | N/A | Group Health & Benefits | Broker-administered digital enrollment |
|
Feb 4, 2026 | AI-driven benefits recommendations; mobile open enrollment | ||
| 12 |
|
Aon | Cyber Risk Managed Services | $1,200.00 | $25,000 | Cyber + Risk Management | Consultant-led digital platform |
|
Feb 3, 2026 | Includes underwriting workshop and immediate SIEM integration | ||
| 13 |
|
MetLife | Telemedicine Rider - Individual Health | $18.75 | $1,500 | Individual Health Rider | Direct to consumer + employer channels |
|
Feb 2, 2026 | Unlimited virtual visits; integrated mental health sessions | ||
| 14 |
|
The Hartford | Small Business Liability Shield | $145.00 | $2,500 | General Liability | Agent portal + online bind |
|
Feb 4, 2026 | Claims concierge and legal expense reimbursement included | ||
| 15 |
|
Farmers Insurance | Digital Condo Bundle | $48.50 | $1,000 | Condo HO-6 | Direct website + comparative quoting |
|
Feb 1, 2026 | Smart-home discount when devices connected to portal | ||
| 16 |
|
Slice Labs | On-demand Short-term Rental Insurance | $4.99 (per night) | $1,000 | Short-term Rental Liability | Embedded in OTA partner checkout |
|
Feb 3, 2026 | Instant endorsement via API; host protection up to $1M | ||
| 17 |
|
Nationwide | Hybrid Auto Coverage - EV Saver | $89.99 | $750 | Personal Auto (EV-focused) | Direct + dealer integration |
|
Feb 2, 2026 | Battery replacement rider; charging-station roadside assistance | ||
| 18 |
|
Berkshire Hathaway GUARD | Commercial Package - Retail | $310.00 | $2,500 | Commercial Package Policy | Independent agent network |
|
Feb 4, 2026 | Includes option for cyber extension and inventory floaters | ||
| 19 |
|
Root Insurance | Behavioral Rate Auto | $59.00 | $1,000 | Personal Auto | Mobile app with telematics |
|
Feb 1, 2026 | Dynamic weekly discounts; instant cancellation online | ||
| 20 |
|
Assurant | Gadget Protection - Monthly | $7.99 | $50 | Device Protection | Retail partner POS enrollment |
|
Feb 2, 2026 | Accidental damage & mechanical; express claims via app | ||
| 21 |
|
CNA | Professional Liability - Tech Firms | $620.00 | $25,000 | Errors & Omissions | Broker marketplace |
|
Feb 3, 2026 | Claims-made form with optional cyber aggregation defense | ||
| 22 |
|
Tokio Marine | High-Risk Property Guard | $540.00 | $15,000 | Commercial Property | Wholesale broker + MGAs |
|
Feb 4, 2026 | Cat load pricing applied; offers parametric wind endorsement | ||
| 23 |
|
Hiscox | Small Business E&O Express | $39.95 | $2,500 | Professional Liability | Online instant bind |
|
Feb 2, 2026 | 24-hour online underwriting decisions; tailored to consultants | ||
| 24 |
|
AXA XL | Construction All Risk - Short Term | $2,350.00 | $50,000 | Construction All Risk | Broker placement platform |
|
Feb 1, 2026 | Includes onsite risk surveys and project-specific endorsements | ||
| 25 |
|
GEICO | Digital Pay-Per-Mile Auto | $38.25 | $500 | Personal Auto | Direct app/website |
|
Feb 3, 2026 | Monthly charges based on miles and behavior; easy opt-out | ||
| 26 |
|
Mutual of Omaha | Senior Life Indexed Universal | $210.00 | N/A | Permanent Life | Agent & online illustration |
|
Feb 4, 2026 | Indexed interest crediting; accelerated death benefit riders | ||
| 27 |
|
Anthem | Telehealth-First HMO | $199.00 | $500 | Individual HMO | Employer + direct digital enrollment |
|
Feb 2, 2026 | Virtual-first PCP model; integrated chronic care management | ||
| 28 |
|
Hippo | Smart Home Bundle | $54.00 | $1,250 | Homeowners | Online direct with IoT integration |
|
Feb 1, 2026 | Free smart sensors with annual plan; instant risk score dashboard | ||
| 29 |
|
Suncorp (US MGA) | Wildfire Parametric - CA SMEs | $320.00 | Parametric trigger | Parametric Business Interruption | MGA digital portal |
|
Feb 3, 2026 | Payouts based on satellite thermal index; quick settlement option | ||
| Looking for more? Great news − this is just a small sample. Jsonify production workflows process anywhere from tens of thousands to millions of real data rows per run! | ||||||||||||
From
–
To
Filters
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Total Products Tracked
2,356
total products tracked
8%
Recent Innovations from Competitors
| Source | Product | Pricing Model | Features | Date |
|---|---|---|---|---|
|
|
SmartHome Insurance | Usage-Based | IoT Integration, Real-Time Monitoring | 2026-01-15 |
|
|
On-Demand Auto Insurance | Pay-As-You-Go | Flexible Coverage, Instant Policy Activation | 2026-01-22 |
|
|
Personal Liability Shield | Subscription | Unlimited Claims, Global Coverage | 2026-01-10 |
|
|
Digital Health Insurance | Tiered Pricing | Telemedicine Access, Wellness Rewards | 2026-01-28 |
|
|
Pet Insurance 2.0 | Flat Rate | Preventive Care, Customizable Plans | 2026-01-30 |
|
|
Cyber Liability Insurance | Dynamic Pricing | Data Breach Coverage, Incident Response | 2026-02-01 |
|
|
Climate Resiliency Insurance | Risk-Based | Natural Disaster Coverage, Green Discounts | 2026-01-25 |
|
|
E-commerce Liability | Commission-Based | Fraud Protection, Transaction Coverage | 2026-01-20 |
Key Observations on Market Changes
The trend towards usage-based insurance products is growing, with a 25% increase in offerings as reported by insurtechnews.com.
Digital distribution channels are leading to a 40% reduction in customer acquisition costs compared to traditional methods, according to a recent report on insurance.com.
Emerging pricing models, such as pay-per-mile and on-demand coverage, are being adopted by 60% of new startups in the insurance sector.
Competitor analysis reveals that 70% of companies are focusing on enhancing their mobile platforms for customer engagement, as noted by insurancejournal.com.
There is a notable shift towards bundling insurance products with other financial services, observed in 45% of new policies launched this quarter.
Top 5 Competitors by Product Features
Market Share of Insurance Products by Type
Latest Industry Reports and Insights
| Source | Product | Pricing Model | Feature Highlights | Date |
|---|---|---|---|---|
|
|
Cyber Liability Insurance | Pay-as-you-go | Real-time risk assessments, Incident response coverage | 2026-01-15 |
|
|
Business Interruption Insurance | Monthly Subscription | Digital claims processing, Extended coverage options | 2026-01-20 |
|
|
Workers' Compensation Insurance | Tiered Pricing | Flexible coverage limits, Employer-employee wellness initiatives | 2026-01-25 |
|
|
Health Insurance | Value-Based Pricing | Telemedicine services, Preventive care incentives | 2026-01-28 |
|
|
Commercial Auto Insurance | Usage-based | Customizable coverage, Fleet management integration | 2026-02-01 |
|
|
General Liability Insurance | Dynamic Pricing | AI-driven underwriting, Instant coverage adjustments | 2026-02-02 |
Pricing Model Trends Over Time
Emerging Product Features Volume Over Time
Digital Distribution Strategy Effectiveness
Distribution of Digital Strategies by Competitor
Pricing Models Comparison
Number of Innovations Reported This Month
34
total innovations reported this month
8%
Structured data feeds are included — we're happy to help with API integration and automation.
JSON
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CSV
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Looking for more? Great news − this is just a small sample. Typically, our commercial customers process tens of thousands to millions of data points per task!
Radar continuously monitors your selected web sources and alerts you the moment something changes.
+7
Recent change
Price Change Detected
1h ago
New Commercial Auto Insurance is now $150/month (+$20)
Recent change
New Listing Appears
5m ago
Cyber Liability Insurance now available
Recent change
Product Unavailable
5m ago
Homeowners Insurance Bundle is currently unavailable
Recent change
Coverage Gap Found
2m ago
Travel Insurance missing from recent reports
Recent change
Offer Structure Changed
2m ago
Small Business Insurance now includes additional coverage
Data connections determine where the collected data will be delivered. You can add, remove, or change connections at any time.
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