I want to get continuous structured data on disruptive business models, emerging technology adoption rates, and regulatory impact forecasts from global financial services news, FinTech innovation hubs, and regulatory authority publications.
A shared demo template. Read-only preview of what would be monitored in a real pilot.
Pilot Configuration
Pilot Phase (Scoped Evaluation)
Up to 12 weeksTypical scope: multi-country, weekly updates, multiple categories
- Real data from real sources
- Live dashboards or export feeds
- Validate scope, refresh cadence, quality
- Fixed price, no ongoing commitment
Most teams start here to validate fit before expanding.
Now, schedule a short call below to confirm scope and start the pilot, or build something new.
or email us at paul@jsonify.co
Data sources are the websites and apps where information will be collected from. These can be changed or expanded at any time. This is turned into data rows.
| id | Source | Headline | Topic | Estimated Impact | Adoption Rate | Regulatory Note | Forecast | Last Updated | Sentiment | ||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 |
|
European banks accelerate cloud migration to cut costs | Cloud adoption | High | 28% enterprise workloads | ECB guidance on outsourcing compliance highlighted | 30-40% cost savings over 3 years | Jan 31, 2026 | Neutral | ||
| 2 |
|
FinTech consortium pilots tokenised deposits in Switzerland | Tokenisation | Medium | Pilot with 4 banks | FINMA monitoring pilot, must meet AML/KYC | Limited live rollout in 2026 Q3 | Jan 30, 2026 | Positive | ||
| 3 |
|
Buy-now-pay-later firms diversify with subscription offerings | BNPL | Medium | 15% merchants offering hybrid options | Calls for consumer protection laws intensify | Margin compression but increased user retention | Jan 29, 2026 | Cautious | ||
| 4 |
|
EU proposes harmonised digital asset custody rules | Regulation | High | N/A | Draft regulation to be debated Feb 2026 | Greater institutional uptake of crypto custody | Jan 28, 2026 | Positive | ||
| 5 |
|
Swiss robo-advisors integrate ESG scoring engines | Robo-advisors | Medium | 45% of robo platforms adding ESG modules | Disclosure standards tightening | Assets under management growth 12% YoY | Jan 31, 2026 | Positive | ||
| 6 |
|
Swiss banks pilot instant cross-border payments corridor | Payments | High | 2 corridors live; 6 in pilot | Interoperability standards published | Settlement times cut to seconds on pilot routes | Feb 1, 2026 | Optimistic | ||
| 7 |
|
Neobanks struggle with rising CAC in saturated markets | Neobanks | Medium | User growth slowing to 6% QoQ | Consumer complaint volumes increasing | Consolidation likely among smaller players | Feb 1, 2026 | Negative | ||
| 8 |
|
Global digital payments penetration climbs to 68% | Digital payments | High | 68% of adults use digital payments | Data privacy standards affecting providers | Further 4ppt increase in 2026 | Jan 30, 2026 | Positive | ||
| 9 |
|
InsurTech Series B funding dips 18% YoY | InsurTech funding | Medium | Selective tech adoption by incumbents | Regulators focus on algorithmic underwriting transparency | More strategic partnerships vs pure VC deals | Jan 29, 2026 | Neutral | ||
| 10 |
|
Emerging markets leapfrog with mobile-first banking models | Financial inclusion | High | Mobile banking active accounts +22% YoY | Sandbox frameworks enable innovation | Poverty reduction contribution via improved access | Jan 31, 2026 | Positive | ||
| 11 |
|
Macroprudential tools tightened to cool fintech credit growth | Macroprudential | High | National caps on P2P lending exposures | New supervisory reporting mandated | Credit expansion slows 3-5% in 2026 | Feb 1, 2026 | Cautious | ||
| 12 |
|
Swiss private banks test AI-driven wealth advisory with compliance layer | AI in wealth management | Medium | Pilot across top 6 private banks | Emphasis on model explainability and audit trails | Advisory cost per client falls 18% | Jan 30, 2026 | Positive | ||
| 13 |
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Buy-side embraces alternative data to gain trading edge | Alternative data | Medium | 70% of quant funds using new datasets | Data sourcing transparency under review | Alpha generation improvements marginal but persistent | Feb 1, 2026 | Positive | ||
| 14 |
|
SME lending platforms add invoice-financing modules | SME finance | Medium | 30% platforms integrating AP/AR products | Credit reporting integration urged by regulators | SME credit accessibility improves 10% | Jan 29, 2026 | Positive | ||
| 15 |
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Corporate treasuries adopt real-time liquidity dashboards | Treasury tech | Medium | 40% of mid-to-large corporates | Operational resilience guidance applied | Working capital efficiency gains 6-8% | Jan 28, 2026 | Positive | ||
| 16 |
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PSD3 discussions include open finance scope expansion | Open finance | High | Potential mandate for data sharing across sectors | Consumer consent framework revision proposed | Third-party services growth 25% if adopted | Jan 30, 2026 | Neutral | ||
| 17 |
|
RegTech startups secure contracts with national regulators | RegTech | Medium | 12 regulators piloting automated reporting tools | Standardised XBRL templates promoted | Regulatory reporting costs fall 20% for participants | Feb 1, 2026 | Positive | ||
| 18 |
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Private banking sees sustained demand for tokenised assets | Tokenised assets | Medium | Selective client offerings (UHNW) | Custody and tax clarity still evolving | AUM from tokenised products +9% in 2026 | Jan 31, 2026 | Positive | ||
| 19 |
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Crypto exchanges tighten listing standards after hacks | Crypto security | High | Stricter KYC and smart-contract audits | Regulators increase exchange oversight | Trading volumes volatile but custody trust improves | Jan 30, 2026 | Cautious | ||
| 20 |
|
APIs per bank increase as ecosystem partnerships grow | APIs & ecosystems | Medium | Average 120 APIs per major bank | Open banking compliance metrics standardised | Third-party fintech integrations +35% in 12 months | Jan 29, 2026 | Positive | ||
| 21 |
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AI-first credit scoring startups attract strategic acquirers | AI credit scoring | Medium | Pilots with 25 regional banks | Model validation and bias audits required | Acquisition activity to accelerate in H2 2026 | Feb 1, 2026 | Positive | ||
| 22 |
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Digital ID rollouts accelerate KYC in low-income countries | Digital ID | High | 12 countries expanded e-ID coverage | Data protection frameworks needed | Lower onboarding costs, faster financial inclusion | Jan 28, 2026 | Positive | ||
| 23 |
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Stablecoin proposals debated amid FX reserve concerns | Stablecoins | High | Pilot bridges between fiat and stablecoins | Reserve backing and audit rules proposed | Limited cross-border use until standards settle | Jan 31, 2026 | Neutral | ||
| 24 |
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Swiss regulators test cross-border data transfer mechanisms | Data localization & transfers | Medium | Bilateral agreements in negotiation | Compliance complexity for multinational banks | Operational costs rise short-term, clarity long-term | Jan 30, 2026 | Cautious | ||
| 25 |
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Wealth tech startups bundle tax optimisation tools | Wealth tech | Medium | 25% of new platforms include tax modules | Tax authority interfaces becoming standard | Client retention improves; regulatory scrutiny increases | Feb 1, 2026 | Positive | ||
| 26 |
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Banks accelerate green bond issuance via blockchain registries | Green finance | Medium | Several pilot issuances in EU markets | Sustainability disclosure rules tighten | Investor demand stable; issuance efficiency improves | Jan 29, 2026 | Positive | ||
| 27 |
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Card networks expand tokenisation for biometric payments | Payments security | Medium | Rollout across major merchants by mid-2026 | Consumer privacy standards emphasized | Fraud reduction of 12-15% projected | Jan 28, 2026 | Positive | ||
| 28 |
|
Commission funds sandbox for cross-border SME finance platforms | SME finance | Medium | 10 platforms selected for support | Harmonised reporting for cross-border loans | SME access to finance improves regionally | Feb 1, 2026 | Positive | ||
| Looking for more? Great news − this is just a small sample. Jsonify production workflows process anywhere from tens of thousands to millions of real data rows per run! | |||||||||||
Filters
Total Disruptive Business Models Identified
FinTech Innovation Hubs Ranking by Investment
Latest FinTech Investments This Month
Emerging Technology Adoption Rates Over Time
Recent Regulatory Changes
| Regulation | Source | Impact Level | Effective Date |
|---|---|---|---|
| GDPR Amendments for Financial Data |
|
High | 2026-01-15 |
| Open Banking Implementation Guidelines |
|
Medium | 2026-02-01 |
| New Anti-Money Laundering Regulations |
|
High | 2026-03-10 |
| FinTech Sandbox Regulations |
|
Medium | 2026-02-20 |
| Cryptocurrency Taxation Rules |
|
Low | 2026-04-05 |
| Digital ID Verification Standards |
|
High | 2026-05-01 |
| Sustainable Finance Disclosure Regulation |
|
Medium | 2026-02-18 |
Trends in FinTech Startups Growth
Distribution of Regulatory Impacts by Region
Key Observations on Technology Adoption Trends
Impact of Technologies on Business Processes
Top 5 Disruptive Business Models in Financial Services
Cumulative Impact Forecasts by Regulatory Changes
Key Articles from Financial Services News
| Title | Source | Published Date | Summary |
|---|---|---|---|
| Rise of Decentralized Finance (DeFi) in 2026 |
|
2026-01-15 | Explores the growth trends and adoption rates of DeFi platforms across the globe. |
| Impact of AI on Financial Services |
|
2026-01-10 | Discusses how AI is transforming customer service and risk management in finance. |
| Regulatory Changes for Cryptocurrency Trading |
|
2026-01-25 | Overview of new regulations affecting cryptocurrency transactions in Europe. |
| FinTech Innovations in Payment Solutions |
|
2026-01-20 | Analyzes the latest trends in payment technologies and consumer adoption. |
| Emerging Trends in Sustainable Finance |
|
2026-01-30 | Investigates the shift towards sustainable investment practices in the finance sector. |
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