I want to get continuous structured data on emerging risk factors, policy exclusions, and competitor underwriting guidelines from global regulatory filings, industry databases, and specialty insurance carrier websites.
A shared demo template. Read-only preview of what would be monitored in a real pilot.
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This is a real demo!
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Pilot Configuration
Goal
I want to get continuous structured data on emergi...
Gain real-time insights into emerging risks and competitor guidelines — automated intelligence without tedious manual research
12 website or app sources
The Jsonify AI will open these automatically to explore and find your information
9
data columns
12
dashboard widgets
4
integrations
1
notification
Recommended
Pilot Phase (Scoped Evaluation)
Up to 12 weeks
€3,000
/ month
Typical scope: multi-country, weekly updates, multiple categories
- Real data from real sources
- Live dashboards or export feeds
- Validate scope, refresh cadence, quality
- Fixed price, no ongoing commitment
Most teams start here to validate fit before expanding.
Now, schedule a short call below to confirm scope and start the pilot, or build something new.
or email us at paul@jsonify.co
Data sources are the websites and apps where information will be collected from. These can be changed or expanded at any time. This is turned into data rows.
Sample data preview. This is synthetic test data generated to illustrate the structure. Real data from your sources will be populated during the pilot. This data powers the dashboard widgets.
| id | Source | DocumentType | Entity | FilingDate | ExtractedItem | ImpactScore | ActionRecommended | LastSeen | ||
|---|---|---|---|---|---|---|---|---|---|---|
| 1 |
|
10-Q | Global Specialty Holdings, Inc. | Feb 2, 2026 | Disclosure: Emerging cyber-physical risk from AI-enabled underwriting tools; potential model drift noted ... show all |
7 | Initiate model validation, disclose to reinsurers, update policy wordings | Feb 3, 2026 | ||
| 2 |
|
Regulatory Bulletin | NAIC Financial Regulation | Feb 1, 2026 | Guidance: Require insurers to disclose third-party data vendor concentration in filings | 6 | Audit vendor concentration, add disclosure to state filings | Feb 3, 2026 | ||
| 3 |
|
Industry Article | Arch Reinsurance | Feb 3, 2026 | Market commentary: Tightening terms on cyber war exclusions for CVE-related business interruption | 8 | Review cyber war exclusion language and client advisories | Feb 3, 2026 | ||
| 4 |
|
Research Brief | AAMC Risk Analytics | Jan 31, 2026 | Study: Increased malpractice claim frequency tied to telemedicine platform misconfigurations | 6 | Update physician endorsements, require telemedicine security controls | Feb 2, 2026 | ||
| 5 |
|
Consumer Alert | Insurance Information Institute | Feb 2, 2026 | Alert: Homeowners exclusions expanding for post-wildfire mold claims in high-risk ZIPs | 7 | Notify policyholders, consider underwriting moratoriums in affected ZIPs | Feb 3, 2026 | ||
| 6 |
|
News Article | Hiscox plc | Feb 3, 2026 | Report: Underwriting pullback in D&O for late-stage biotech firms after regulatory fines | 8 | Tighten D&O pricing and exclusions for biotech with FDA actions | Feb 3, 2026 | ||
| 7 |
|
Whitepaper | Deloitte Center for Financial Services | Feb 1, 2026 | Advisory: Framework for regulatory capital shock testing incorporating climate transition scenarios | 9 | Integrate scenario tests into capital planning and stress frameworks | Feb 2, 2026 | ||
| 8 |
|
Advisory Note | KPMG Insurance Practice | Feb 3, 2026 | Recommendation: Enhanced AML requirements for premium financing products | 6 | Update KYC/AML controls and transaction monitoring rules | Feb 3, 2026 | ||
| 9 |
|
Feature | Lemonade Inc. | Feb 4, 2026 | Feature: New underwriting rule-blocking certain gig-economy rental exposures | 5 | Review gig-economy exposure lists and adjust appetite | Feb 4, 2026 | ||
| 10 |
|
Market Report | GlobalData Insurance | Feb 2, 2026 | Trend: Insurers increasing exclusions for ESG litigation arising from greenwashing claims | 7 | Add communicable greenwashing exclusions and update filings | Feb 3, 2026 | ||
| 11 |
|
News | Berkshire Hathaway Specialty | Feb 3, 2026 | Coverage change: More conservative appetite for catastrophe-exposed commercial property | 8 | Reprice catastrophe-exposed portfolios and tighten sub-limits | Feb 3, 2026 | ||
| 12 |
|
Industry Report | IBISWorld Insurance | Feb 1, 2026 | Analysis: Increased claims frequency predicted in private flood zones due to changing FEMA maps | 7 | Re-evaluate flood exposures and update underwriting maps | Feb 2, 2026 | ||
| 13 |
|
8-K | Zurich Insurance Group AG | Feb 4, 2026 | Material change: Adoption of tighter reinsurance collateral requirements for LATAM operations | 6 | Assess reinsurance counterparties and collateral terms | Feb 4, 2026 | ||
| 14 |
|
Model Law Draft | NAIC Emerging Risks Task Force | Feb 2, 2026 | Proposal: Mandatory reporting of climate-related exposures above threshold | 9 | Prepare reporting templates and data pipelines | Feb 3, 2026 | ||
| 15 |
|
Breaking News | Chubb Limited | Feb 4, 2026 | Underwriting bulletin: New country exclusion for war-related cyber claims in Eastern Europe | 8 | Update policy manuals and notify brokers | Feb 4, 2026 | ||
| 16 |
|
Guidance | AAMC Provider Insurers | Feb 3, 2026 | Guideline: Standardized limits for virtual care liability endorsements | 5 | Standardize virtual care endorsements across portfolios | Feb 3, 2026 | ||
| 17 |
|
Research Note | III Climate Center | Feb 1, 2026 | Finding: Insurers likely to impose occupancy-based wildfire surcharges in high-risk communities | 7 | Implement occupancy scoring and surcharge rules | Feb 2, 2026 | ||
| 18 |
|
Investigative Piece | AXA XL | Feb 2, 2026 | Investigation: Increased exclusions on supply-chain interruption claims tied to semiconductor shortages ... show all |
6 | Tighten business interruption sub-limits for tech OEMs | Feb 3, 2026 | ||
| 19 |
|
Regulatory Update | Deloitte Regulatory Insights | Feb 4, 2026 | Update: New reporting deadlines for climate risk TCFD-aligned disclosures in EU | 8 | Accelerate disclosure timelines and remap data collection | Feb 4, 2026 | ||
| 20 |
|
Client Alert | KPMG Global Insurance | Feb 2, 2026 | Alert: Increased scrutiny on cyber insurance policy stacking practices | 6 | Review aggregate limits and coordination of benefits clauses | Feb 3, 2026 | ||
| 21 |
|
Announcement | Coalition Technologies | Feb 3, 2026 | Product update: New automated exclusions engine for geocoded wildfire risk | 5 | Pilot automated exclusion engine in high-risk book | Feb 3, 2026 | ||
| 22 |
|
Briefing | GlobalData Risk | Feb 1, 2026 | Signal: Rise in regulatory fines for inadequate cyber resilience in financial lines | 7 | Enhance cyber resilience programs and document remediation | Feb 2, 2026 | ||
| 23 |
|
Report | Munich Re | Feb 3, 2026 | Announcement: Repricing of casualty treaty rates effective Q2 2026 | 8 | Renegotiate treaty terms and update ceded pricing models | Feb 3, 2026 | ||
| 24 |
|
Forecast | IBISWorld Global Insurance | Feb 4, 2026 | Forecast: Growth in parametric crop insurance with new index design after drought events | 5 | Develop parametric offerings and pilot indices | Feb 4, 2026 | ||
| 25 |
|
DEF 14A | Progressive Corporation | Feb 2, 2026 | Proxy disclosure: Proposal to add underwriting amendment authority to board for catastrophe response | 6 | Monitor governance changes and revamp catastrophe playbooks | Feb 3, 2026 | ||
| 26 |
|
Survey Results | NAIC Cybersecurity Working Group | Feb 3, 2026 | Survey: 42% of carriers report adding ransomware exclusions tied to nation-state attribution | 7 | Align policy language with attribution clauses and update claims protocols | Feb 3, 2026 | ||
| 27 |
|
Underwriting Memo | Liberty Mutual | Feb 4, 2026 | Memo: New capacity limits for EV fleet operators due to battery fire severity data | 8 | Cap EV fleet exposures and require enhanced mitigation | Feb 4, 2026 | ||
| 28 |
|
Policy Note | AAMC Clinical Risk | Feb 2, 2026 | Note: Exclusion recommended for remote-operated robotic surgery incidents pending safety review | 6 | Consider temporary exclusion and require vendor certification | Feb 3, 2026 | ||
| Looking for more? Great news − this is just a small sample. Jsonify production workflows process anywhere from tens of thousands to millions of real data rows per run! | ||||||||||
From
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Filters
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Emerging Risk Factors Identified
135
emerging risk factors identified
8%
Top 5 Emerging Risk Factors by Source
Latest Policy Exclusions from Regulatory Filings
| Source | Policy Exclusion | Effective Date | Risk Factor | Comments |
|---|---|---|---|---|
|
|
Exclusion of Cyber Liability for Third-Party Vendors | 2026-01-15 | Cybersecurity | This exclusion applies to all third-party vendor contracts. |
|
|
Exclusion of Natural Disaster Coverage in Urban Areas | 2026-01-20 | Natural Disasters | Policies in urban regions will not cover specific natural disasters. |
|
|
Exclusion of Coverage for Autonomous Vehicle Operations | 2026-01-25 | Emerging Technology | Coverage will not be provided for vehicles operating autonomously. |
|
|
Exclusion of Telehealth Services | 2026-01-30 | Healthcare | Policies will no longer cover telehealth services under certain conditions. |
|
|
Exclusion of Coverage for Climate Change Mitigation Efforts | 2026-02-01 | Environmental Risk | Policies specifically exclude any claims related to climate change efforts. |
|
|
Exclusion of General Liability for Home-Based Businesses | 2026-01-28 | Business Operations | No coverage will be provided for activities conducted from home. |
|
|
Exclusion of Flood Damage in Coastal Areas | 2026-01-22 | Natural Disasters | Flood damage is excluded for properties in designated coastal areas. |
|
|
Exclusion of Data Breach Claims for Cloud Services | 2026-01-29 | Cybersecurity | Claims related to data breaches from cloud providers are not covered. |
Total Policy Exclusions Recorded
2,350
total policy exclusions recorded
8%
Distribution of Policy Exclusions by Type
Competitor Underwriting Guidelines Overview
| Source | Product/Service | Underwriting Guidelines | Exclusions | Last Updated |
|---|---|---|---|---|
|
|
Commercial Property Insurance | Require detailed risk assessment and building age verification | Flood coverage for properties in high-risk zones | 2026-01-15 |
|
|
Cyber Liability Insurance | Mandatory encryption and employee training compliance | Exclusions for unreported breaches | 2026-01-20 |
|
|
Health Insurance | No pre-existing condition exclusions | Coverage limitations for experimental treatments | 2026-01-18 |
|
|
Automobile Insurance | Discounts for safe driving records and telematics | No coverage for racing or reckless driving | 2026-01-25 |
|
|
Life Insurance | Must pass medical underwriting and provide family health history | Exclusions for suicide within the first two years | 2026-01-22 |
|
|
Travel Insurance | Coverage limited to itinerary specified prior to purchase | Pandemic-related disruptions excluded | 2026-01-30 |
|
|
Commercial General Liability | Proof of safety protocols required for underwriting | Exclusions for pollution liability | 2026-01-28 |
Competitor Guidelines Updates
245
new competitor guidelines
8%
Competitor Underwriting Guidelines Comparison
Key Insights on Emerging Risks and Exclusions
Recent regulatory filings indicate a 30% increase in policy exclusions related to cyber risks, highlighting an emerging threat in the insurance landscape.
Competitor analysis reveals that 45% of specialty insurers are tightening underwriting guidelines for climate-related risks as reported by insurancejournal.com.
A review of global regulatory changes shows that countries are adopting stricter measures on health insurance exclusions, affecting over 60% of existing policies.
Trends in Regulatory Filings Over Time
Volume of Regulatory Filings Over Last Year
Competitor Strategy Summary
Emerging risk factors related to cyber liability have increased by 20% over the past year, as highlighted in filings from sec.gov.
Competitor underwriting guidelines indicate a growing exclusion for pandemic-related claims, as noted on insurancejournal.com.
Recent regulatory changes from naic.org suggest stricter compliance requirements for environmental risks, impacting all insurers.
Data from globaldata.com indicates that 40% of specialty carriers are revising their policies to address climate-related risks.
Monitoring competitor strategies reveals that 30% of firms are implementing AI-driven underwriting processes by mid-2026.
Structured data feeds are included — we're happy to help with API integration and automation.
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Looking for more? Great news − this is just a small sample. Typically, our commercial customers process tens of thousands to millions of data points per task!
Radar continuously monitors your selected web sources and alerts you the moment something changes.
+7
Recent change
New Policy Exclusion
5m ago
General Liability Insurance new exclusions identified
Recent change
Competitor Guideline Update
2m ago
XYZ Insurance Underwriting guidelines revised
Recent change
Emerging Risk Factor
2m ago
Cybersecurity Threats new risks reported
Recent change
New Competitor Policy
12m ago
ABC Insurance Policy new policy introduced
Recent change
Policy Exclusion Update
12m ago
Homeowners Insurance exclusions modified
Data connections determine where the collected data will be delivered. You can add, remove, or change connections at any time.
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