I want to get continuous structured data on emerging risk factors, policy exclusions, and competitor underwriting guidelines from global regulatory filings, industry databases, and specialty insurance carrier websites.
A shared demo template. Read-only preview of what would be monitored in a real pilot.
Pilot Configuration
Pilot Phase (Scoped Evaluation)
Up to 12 weeksTypical scope: multi-country, weekly updates, multiple categories
- Real data from real sources
- Live dashboards or export feeds
- Validate scope, refresh cadence, quality
- Fixed price, no ongoing commitment
Most teams start here to validate fit before expanding.
Now, schedule a short call below to confirm scope and start the pilot, or build something new.
or email us at paul@jsonify.co
Data sources are the websites and apps where information will be collected from. These can be changed or expanded at any time. This is turned into data rows.
| id | Source | DocumentType | Entity | FilingDate | ExtractedItem | ImpactScore | ActionRecommended | LastSeen | ||
|---|---|---|---|---|---|---|---|---|---|---|
| 1 |
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10-Q | Global Specialty Holdings, Inc. | Feb 2, 2026 | Disclosure: Emerging cyber-physical risk from AI-enabled underwriting tools; potential model drift noted ... show all |
7 | Initiate model validation, disclose to reinsurers, update policy wordings | Feb 3, 2026 | ||
| 2 |
|
Regulatory Bulletin | NAIC Financial Regulation | Feb 1, 2026 | Guidance: Require insurers to disclose third-party data vendor concentration in filings | 6 | Audit vendor concentration, add disclosure to state filings | Feb 3, 2026 | ||
| 3 |
|
Industry Article | Arch Reinsurance | Feb 3, 2026 | Market commentary: Tightening terms on cyber war exclusions for CVE-related business interruption | 8 | Review cyber war exclusion language and client advisories | Feb 3, 2026 | ||
| 4 |
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Research Brief | AAMC Risk Analytics | Jan 31, 2026 | Study: Increased malpractice claim frequency tied to telemedicine platform misconfigurations | 6 | Update physician endorsements, require telemedicine security controls | Feb 2, 2026 | ||
| 5 |
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Consumer Alert | Insurance Information Institute | Feb 2, 2026 | Alert: Homeowners exclusions expanding for post-wildfire mold claims in high-risk ZIPs | 7 | Notify policyholders, consider underwriting moratoriums in affected ZIPs | Feb 3, 2026 | ||
| 6 |
|
News Article | Hiscox plc | Feb 3, 2026 | Report: Underwriting pullback in D&O for late-stage biotech firms after regulatory fines | 8 | Tighten D&O pricing and exclusions for biotech with FDA actions | Feb 3, 2026 | ||
| 7 |
|
Whitepaper | Deloitte Center for Financial Services | Feb 1, 2026 | Advisory: Framework for regulatory capital shock testing incorporating climate transition scenarios | 9 | Integrate scenario tests into capital planning and stress frameworks | Feb 2, 2026 | ||
| 8 |
|
Advisory Note | KPMG Insurance Practice | Feb 3, 2026 | Recommendation: Enhanced AML requirements for premium financing products | 6 | Update KYC/AML controls and transaction monitoring rules | Feb 3, 2026 | ||
| 9 |
|
Feature | Lemonade Inc. | Feb 4, 2026 | Feature: New underwriting rule-blocking certain gig-economy rental exposures | 5 | Review gig-economy exposure lists and adjust appetite | Feb 4, 2026 | ||
| 10 |
|
Market Report | GlobalData Insurance | Feb 2, 2026 | Trend: Insurers increasing exclusions for ESG litigation arising from greenwashing claims | 7 | Add communicable greenwashing exclusions and update filings | Feb 3, 2026 | ||
| 11 |
|
News | Berkshire Hathaway Specialty | Feb 3, 2026 | Coverage change: More conservative appetite for catastrophe-exposed commercial property | 8 | Reprice catastrophe-exposed portfolios and tighten sub-limits | Feb 3, 2026 | ||
| 12 |
|
Industry Report | IBISWorld Insurance | Feb 1, 2026 | Analysis: Increased claims frequency predicted in private flood zones due to changing FEMA maps | 7 | Re-evaluate flood exposures and update underwriting maps | Feb 2, 2026 | ||
| 13 |
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8-K | Zurich Insurance Group AG | Feb 4, 2026 | Material change: Adoption of tighter reinsurance collateral requirements for LATAM operations | 6 | Assess reinsurance counterparties and collateral terms | Feb 4, 2026 | ||
| 14 |
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Model Law Draft | NAIC Emerging Risks Task Force | Feb 2, 2026 | Proposal: Mandatory reporting of climate-related exposures above threshold | 9 | Prepare reporting templates and data pipelines | Feb 3, 2026 | ||
| 15 |
|
Breaking News | Chubb Limited | Feb 4, 2026 | Underwriting bulletin: New country exclusion for war-related cyber claims in Eastern Europe | 8 | Update policy manuals and notify brokers | Feb 4, 2026 | ||
| 16 |
|
Guidance | AAMC Provider Insurers | Feb 3, 2026 | Guideline: Standardized limits for virtual care liability endorsements | 5 | Standardize virtual care endorsements across portfolios | Feb 3, 2026 | ||
| 17 |
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Research Note | III Climate Center | Feb 1, 2026 | Finding: Insurers likely to impose occupancy-based wildfire surcharges in high-risk communities | 7 | Implement occupancy scoring and surcharge rules | Feb 2, 2026 | ||
| 18 |
|
Investigative Piece | AXA XL | Feb 2, 2026 | Investigation: Increased exclusions on supply-chain interruption claims tied to semiconductor shortages ... show all |
6 | Tighten business interruption sub-limits for tech OEMs | Feb 3, 2026 | ||
| 19 |
|
Regulatory Update | Deloitte Regulatory Insights | Feb 4, 2026 | Update: New reporting deadlines for climate risk TCFD-aligned disclosures in EU | 8 | Accelerate disclosure timelines and remap data collection | Feb 4, 2026 | ||
| 20 |
|
Client Alert | KPMG Global Insurance | Feb 2, 2026 | Alert: Increased scrutiny on cyber insurance policy stacking practices | 6 | Review aggregate limits and coordination of benefits clauses | Feb 3, 2026 | ||
| 21 |
|
Announcement | Coalition Technologies | Feb 3, 2026 | Product update: New automated exclusions engine for geocoded wildfire risk | 5 | Pilot automated exclusion engine in high-risk book | Feb 3, 2026 | ||
| 22 |
|
Briefing | GlobalData Risk | Feb 1, 2026 | Signal: Rise in regulatory fines for inadequate cyber resilience in financial lines | 7 | Enhance cyber resilience programs and document remediation | Feb 2, 2026 | ||
| 23 |
|
Report | Munich Re | Feb 3, 2026 | Announcement: Repricing of casualty treaty rates effective Q2 2026 | 8 | Renegotiate treaty terms and update ceded pricing models | Feb 3, 2026 | ||
| 24 |
|
Forecast | IBISWorld Global Insurance | Feb 4, 2026 | Forecast: Growth in parametric crop insurance with new index design after drought events | 5 | Develop parametric offerings and pilot indices | Feb 4, 2026 | ||
| 25 |
|
DEF 14A | Progressive Corporation | Feb 2, 2026 | Proxy disclosure: Proposal to add underwriting amendment authority to board for catastrophe response | 6 | Monitor governance changes and revamp catastrophe playbooks | Feb 3, 2026 | ||
| 26 |
|
Survey Results | NAIC Cybersecurity Working Group | Feb 3, 2026 | Survey: 42% of carriers report adding ransomware exclusions tied to nation-state attribution | 7 | Align policy language with attribution clauses and update claims protocols | Feb 3, 2026 | ||
| 27 |
|
Underwriting Memo | Liberty Mutual | Feb 4, 2026 | Memo: New capacity limits for EV fleet operators due to battery fire severity data | 8 | Cap EV fleet exposures and require enhanced mitigation | Feb 4, 2026 | ||
| 28 |
|
Policy Note | AAMC Clinical Risk | Feb 2, 2026 | Note: Exclusion recommended for remote-operated robotic surgery incidents pending safety review | 6 | Consider temporary exclusion and require vendor certification | Feb 3, 2026 | ||
| Looking for more? Great news − this is just a small sample. Jsonify production workflows process anywhere from tens of thousands to millions of real data rows per run! | ||||||||||
Filters
Emerging Risk Factors Identified
Top 5 Emerging Risk Factors by Source
Latest Policy Exclusions from Regulatory Filings
| Source | Policy Exclusion | Effective Date | Risk Factor | Comments |
|---|---|---|---|---|
|
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Exclusion of Cyber Liability for Third-Party Vendors | 2026-01-15 | Cybersecurity | This exclusion applies to all third-party vendor contracts. |
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Exclusion of Natural Disaster Coverage in Urban Areas | 2026-01-20 | Natural Disasters | Policies in urban regions will not cover specific natural disasters. |
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Exclusion of Coverage for Autonomous Vehicle Operations | 2026-01-25 | Emerging Technology | Coverage will not be provided for vehicles operating autonomously. |
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Exclusion of Telehealth Services | 2026-01-30 | Healthcare | Policies will no longer cover telehealth services under certain conditions. |
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Exclusion of Coverage for Climate Change Mitigation Efforts | 2026-02-01 | Environmental Risk | Policies specifically exclude any claims related to climate change efforts. |
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Exclusion of General Liability for Home-Based Businesses | 2026-01-28 | Business Operations | No coverage will be provided for activities conducted from home. |
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Exclusion of Flood Damage in Coastal Areas | 2026-01-22 | Natural Disasters | Flood damage is excluded for properties in designated coastal areas. |
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Exclusion of Data Breach Claims for Cloud Services | 2026-01-29 | Cybersecurity | Claims related to data breaches from cloud providers are not covered. |
Total Policy Exclusions Recorded
Distribution of Policy Exclusions by Type
Competitor Underwriting Guidelines Overview
| Source | Product/Service | Underwriting Guidelines | Exclusions | Last Updated |
|---|---|---|---|---|
|
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Commercial Property Insurance | Require detailed risk assessment and building age verification | Flood coverage for properties in high-risk zones | 2026-01-15 |
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Cyber Liability Insurance | Mandatory encryption and employee training compliance | Exclusions for unreported breaches | 2026-01-20 |
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Health Insurance | No pre-existing condition exclusions | Coverage limitations for experimental treatments | 2026-01-18 |
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Automobile Insurance | Discounts for safe driving records and telematics | No coverage for racing or reckless driving | 2026-01-25 |
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Life Insurance | Must pass medical underwriting and provide family health history | Exclusions for suicide within the first two years | 2026-01-22 |
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Travel Insurance | Coverage limited to itinerary specified prior to purchase | Pandemic-related disruptions excluded | 2026-01-30 |
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Commercial General Liability | Proof of safety protocols required for underwriting | Exclusions for pollution liability | 2026-01-28 |
Competitor Guidelines Updates
Competitor Underwriting Guidelines Comparison
Key Insights on Emerging Risks and Exclusions
Trends in Regulatory Filings Over Time
Volume of Regulatory Filings Over Last Year
Competitor Strategy Summary
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