Pilot Configuration
Pilot Phase (Scoped Evaluation)
Up to 12 weeksTypical scope: multi-country, weekly updates, multiple categories
- Real data from real sources
- Live dashboards or export feeds
- Validate scope, refresh cadence, quality
- Fixed price, no ongoing commitment
Most teams start here to validate fit before expanding.
Now, schedule a short call below to confirm scope and start the pilot, or build something new.
or email us at paul@jsonify.co
Data sources are the websites and apps where information will be collected from. These can be changed or expanded at any time. This is turned into data rows.
| id | Source | DocumentTitle | Type | Summary | ImpactLevel | AffectedSectors | RegulatoryDeadline | PublishedDate | Status | ||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 |
|
Guidance on AI Model Risk Management for Consumer Lending | Guidance Note | Framework for firms to assess AI model governance, explainability and validation in consumer credit decisions. ... show all |
High | Retail Banking, Consumer Credit, FinTech | Mar 31, 2026 | Feb 2, 2026 | Final | ||
| 2 |
|
Consultation: Operational Resilience for Cloud-Native Payments Infrastructure | Consultation | Proposed expectations for resilience testing and third-party dependencies for cloud payment platforms. ... show all |
Medium | Payments, Infrastructure Providers, Wholesale Banking | Apr 15, 2026 | Feb 3, 2026 | Open | ||
| 3 |
|
Response to Call for Evidence: Open Finance Data Sharing Standards | Policy Response | Government response supporting interoperable APIs and minimum data portability requirements for personal financial data. ... show all |
Medium | Open Banking, Personal Finance, Aggregators | Jun 1, 2026 | Feb 1, 2026 | Implemented | ||
| 4 |
|
EU Digital Finance Act: AI Systems in Credit Underwriting | Legislative Update | Amendments clarifying obligations for high-risk AI used in credit scoring and discrimination safeguards. ... show all |
High | Consumer Credit, Mortgage Lending, Credit Bureaux | May 20, 2026 | Jan 31, 2026 | Adopted | ||
| 5 |
|
Article: Banks Accelerate LLM Adoption for SME Lending Decisions | Industry Article | Coverage of several banks piloting large language models to automate SME loan assessments and KYC summarisation. ... show all |
Medium | SME Banking, FinTech Partners, RegTech | Apr 10, 2026 | Feb 4, 2026 | Published | ||
| 6 |
|
Whitepaper: Architectural Patterns for Secure AI Inferencing | Whitepaper | Recommendations on edge vs cloud inferencing, encryption and model provenance for banking apps. | Low | Technology, Core Banking, Payments | Jul 1, 2026 | Feb 3, 2026 | Published | ||
| 7 |
|
Alert: New AML Guidance Re: Synthetic Identities Using Generative AI | Regulatory Alert | Highlights risks of synthetic identity creation via AI and proposed transactional monitoring enhancements. ... show all |
High | AML, Retail Banking, FinTech Onboarding | Mar 15, 2026 | Feb 2, 2026 | Advisory | ||
| 8 |
|
Specification Update: Enhanced API Consent Recording v2 | Technical Spec | Updated API field set and consent expiry semantics to strengthen consumer revocation controls. | Medium | Open Banking, TPPs, Aggregators | May 1, 2026 | Feb 4, 2026 | Released | ||
| 9 |
|
Feature: Risk Management Tools for Embedded Finance Platforms | Feature Article | Survey of vendors offering composable risk modules for BNPL and embedded credit offerings. | Low | Embedded Finance, BNPL, Retailers | Jun 30, 2026 | Feb 3, 2026 | Published | ||
| 10 |
|
Investigation: Big Tech Partnerships with Challenger Banks Raise Data-Sharing Concerns | Investigative Report | Examines commercial deals and potential consumer data protection gaps in co-branded financial products. ... show all |
Medium | Challenger Banks, Big Tech, Data Protection | Apr 20, 2026 | Feb 2, 2026 | Published | ||
| 11 |
|
Analysis: Cyber Insurance Premiums Spike After Payments Fraud Wave | Analysis | Market analysis showing higher cyber premiums for institutions with legacy payments stacks vulnerable to API exploits. ... show all |
Medium | Cybersecurity, Payments, Insurance | May 10, 2026 | Feb 1, 2026 | Published | ||
| 12 |
|
Report: FinTech Startups Build Explainability Layers for LLM Credit Models | Tech Report | Profiles startups developing interpretable wrappers around black-box LLMs for regulatory compliance. | Low | FinTech, RegTech, Lending | Aug 1, 2026 | Feb 4, 2026 | Published | ||
| 13 |
|
Dear CEO Letter: Third-Party Model Risk and Supply Chain Governance | Dear CEO Letter | Directives for firms to map third-party AI dependencies and report concentration risks to regulators. ... show all |
High | All Regulated Firms, Outsourcing, Cloud Providers | Mar 10, 2026 | Feb 3, 2026 | Issued | ||
| 14 |
|
Research Note: Macroprudential Implications of Algorithmic Liquidity Provision | Research | Study on risks from automated market-making and potential procyclicality under stressed conditions. | High | Capital Markets, Market Making, Algo Trading | Sep 30, 2026 | Jan 30, 2026 | Published | ||
| 15 |
|
Statutory Instrument: Consumer Duty Extension to Digital Advice Platforms | Regulation | Legal text extending consumer duty obligations to automated financial advice and robo-advisers. | High | Wealth Management, Robo-Advisers, Platforms | Apr 1, 2026 | Feb 2, 2026 | Enforced | ||
| 16 |
|
Guidelines: Cross-Border Data Transfers for Financial Firms Using AI | Guidance | Clarifies lawful transfer mechanisms and supplementary measures for training models on EU personal data. ... show all |
Medium | Data Protection, AI Model Training, Cloud Providers | May 5, 2026 | Feb 4, 2026 | Final | ||
| 17 |
|
Breaking: Major Clearinghouse Issues Memo on Real-Time Fraud Detection Pilots | News | Clearinghouse to pilot shared ML signals among members to reduce payments fraud; governance framework proposed. ... show all |
Medium | Clearinghouses, Payments, Fraud Prevention | Jun 15, 2026 | Feb 3, 2026 | Published | ||
| 18 |
|
Panel Summary: Resilience Testing of AI-Powered Customer Service Bots | Event Summary | Highlights best practices for load testing, fallback procedures and audit trails for customer-facing bots. ... show all |
Low | Customer Service, Retail Banking, Contact Centres | Jul 15, 2026 | Feb 1, 2026 | Published | ||
| 19 |
|
Toolkit: Scenario Templates for Stress Testing AI Credit Models | Practical Toolkit | Downloadable scenarios and metrics for supervisors and firms to stress-test model performance under economic shock. ... show all |
Medium | Credit Risk, Model Validation, Supervision | Jun 1, 2026 | Feb 2, 2026 | Available | ||
| 20 |
|
Security Bulletin: Mitigations for API Key Replay Attacks | Security Bulletin | Technical mitigations and recommended rotation cadence for API keys used by TPPs and ASPSPs. | High | Open Banking, APIs, TPPs | Mar 25, 2026 | Feb 4, 2026 | Advisory | ||
| 21 |
|
Interview: Chief Risk Officer on Balancing Innovation and Compliance | Interview | CRO outlines governance model for piloting generative AI while maintaining regulatory reporting accuracy. ... show all |
Low | Risk, Innovation Labs, Compliance | Aug 31, 2026 | Feb 3, 2026 | Published | ||
| 22 |
|
News: Regional Bank Deploys AI for Real-Time Sanctions Screening | News | Deployment reduces false positives but raises questions on model explainability for SAR filing. | Medium | Compliance, AML, Regional Banks | Apr 5, 2026 | Feb 2, 2026 | Published | ||
| 23 |
|
Opinion: Why FinTechs Should Prioritise Model Audit Trails | Opinion | Argues for investment in immutable logging and provenance for regulatory defence and risk management. ... show all |
Low | FinTech, RegTech, Auditing | Sep 1, 2026 | Feb 1, 2026 | Published | ||
| 24 |
|
Deep Dive: Compliance Startups Offer Synthetic Data Platforms for Model Training | Deep Dive | Evaluates vendors producing privacy-preserving synthetic datasets to reduce exposure during model development. ... show all |
Medium | AI Development, Data Privacy, FinTech | Jul 20, 2026 | Feb 3, 2026 | Published | ||
| 25 |
|
Position Paper: Benchmarks for Fairness in Algorithmic Credit Decisions | Position Paper | Sets out measurable fairness metrics firms should adopt and reporting expectations for supervisory review. ... show all |
High | Lending, Credit Scoring, Consumer Protection | Mar 20, 2026 | Feb 4, 2026 | Consultation Closed | ||
| 26 |
|
Supervisory Statement: Prudential Treatment of AI Model Capital Considerations | Supervisory Statement | Guidance on capital allocation for operational risk arising from critical AI systems and service interruptions. ... show all |
High | Banks, Large Lenders, Systemic Institutions | May 31, 2026 | Feb 2, 2026 | Final | ||
| 27 |
|
Guidance: SMEs Accessing Government-Backed Loans via Digital Intermediaries | Guidance | Requirements for intermediaries using automated credit scoring to verify SME eligibility for guarantees. ... show all |
Medium | SME Lending, Government Schemes, Intermediaries | Apr 12, 2026 | Feb 1, 2026 | Published | ||
| 28 |
|
Directive Proposal: Harmonised Reporting of AI Incidents in Financial Services | Directive Proposal | Proposal for mandatory incident reporting schema for AI-caused losses and near-misses across member states. ... show all |
High | All Financial Services, Supervision, Incident Response | Jun 30, 2026 | Feb 4, 2026 | Proposed | ||
| 29 |
|
Opinion: Regulators Need Shared Repositories for Model Test Results | Opinion | Panel argues for centralized sharing of anonymised model performance data to speed up systemic risk detection. ... show all |
Low | RegTech, Supervision, Model Validation | Oct 1, 2026 | Feb 2, 2026 | Published | ||
| 30 |
|
Guide: Implementing Dual-Control Access for Trading Models | Practical Guide | Step-by-step controls for deploy and rollback procedures, privileged access and real-time monitoring for trading algorithms. ... show all |
Medium | Algo Trading, Market Risk, IT Security | Jul 1, 2026 | Feb 3, 2026 | Published | ||
| Looking for more? Great news − this is just a small sample. Jsonify production workflows process anywhere from tens of thousands to millions of real data rows per run! | |||||||||||
Filters
Total Regulatory Changes Monitored
Top 5 Countries with Most Regulatory Updates
Recent Regulatory Changes Overview
| Date | Regulatory Change | Source | Impact Level |
|---|---|---|---|
| 2026-01-25 | New AML Guidelines Issued |
|
High |
| 2026-01-15 | Crypto Asset Regulations Updated |
|
Medium |
| 2026-01-10 | Data Protection Framework Revised |
|
High |
| 2026-01-05 | New PSD2 Compliance Deadlines |
|
Medium |
| 2025-12-30 | Changes to Consumer Credit Rules |
|
Low |
| 2025-12-20 | Guidelines for AI in Financial Services |
|
High |
| 2025-12-15 | Cross-Border Payment Regulations |
|
Medium |
| 2025-12-01 | Enhanced Reporting Standards for FinTechs |
|
Low |
Competitor AI Strategies Analyzed
Distribution of Regulatory Changes by Type
Competitor AI Strategies Summary
| Source | Competitor | AI Adoption Strategy | Date | Impact Level |
|---|---|---|---|---|
|
|
Bank A | Integrating AI for customer service automation | 2026-01-20 | High |
|
|
Bank B | Using machine learning for risk assessment | 2026-01-15 | Medium |
|
|
FinTech C | Developing AI-driven fraud detection systems | 2026-01-30 | High |
|
|
Bank D | Implementing AI in trading algorithms | 2026-01-18 | Critical |
|
|
FinTech E | Leveraging AI for personalized banking experiences | 2026-01-25 | Medium |
|
|
Bank F | Adopting AI for regulatory compliance monitoring | 2026-01-22 | Medium |
|
|
FinTech G | Utilizing AI analytics for market predictions | 2026-01-28 | Medium |
FinTech Innovation Risks Identified
Competitor AI Adoption Ranking
Key Observations on Regulatory Changes
Regulatory Changes Over Time
FinTech Innovation Risks Trends
FinTech Innovation Risk Insights
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