Pilot Configuration
Pilot Phase (Scoped Evaluation)
Up to 12 weeksTypical scope: multi-country, weekly updates, multiple categories
- Real data from real sources
- Live dashboards or export feeds
- Validate scope, refresh cadence, quality
- Fixed price, no ongoing commitment
Most teams start here to validate fit before expanding.
Now, schedule a short call below to confirm scope and start the pilot, or build something new.
or email us at paul@jsonify.co
Data sources are the websites and apps where information will be collected from. These can be changed or expanded at any time. This is turned into data rows.
| id | Source | Product | Feature | Beta Status | Pricing | Last Updated | Channel | Notes | ||
|---|---|---|---|---|---|---|---|---|---|---|
| 1 |
|
Mobile App Instant FX | Real-time multi-currency transfers with mid-market rates | General Availability | £0.00 per transfer (markup applies) | Feb 3, 2026 | Product Blog | Launched as part of Q1 payments update; supports 30+ currencies and in-app receipts | ||
| 2 |
|
HSBC Voice Banking | Voice-activated balance checks and payments via smart speaker | Pilot | Free (account holders) | Feb 2, 2026 | Press Release | Pilot with selected UK retail customers; Alexa/Google Home integrations under test | ||
| 3 |
|
Lloyds Small Business Portal | Automated invoice reconciliation with Open Banking feeds | General Availability | Included with Business Current Account | Feb 1, 2026 | Business News | Adds AI-driven matching and suggested actions dashboards | ||
| 4 |
|
NatWest Developer API | Payment initiation and account aggregation APIs (PSU consent flow) | Beta | Tiered: Free dev, £50/mo pro | Feb 4, 2026 | Developer Blog | New sandbox supports PSD3-style consent; expanded Webhooks for merchant notifications | ||
| 5 |
|
Rates Comparator | Savings and mortgage live rate tracker with alerts | General Availability | Free | Feb 3, 2026 | Article | Added drill-down on early repayment penalties and broker commission flags | ||
| 6 |
|
Real-Time Payments Report | Industry tracker for RTP adoption and clearing times | N/A | Subscription £29/mo | Feb 2, 2026 | Industry Analysis | Includes UK/EU/US lane comparisons and vendor scorecards | ||
| 7 |
|
Digital Banking Index | Annual ranking of banks by digital maturity and roadmap transparency | N/A | Report £199 | Feb 3, 2026 | Feature Article | 2026 edition emphasises cloud-native core transitions and composable architecture | ||
| 8 |
|
Fintech Startup Spotlight | Interview on AI underwriting for SME lending | N/A | Free | Feb 4, 2026 | Editorial | Highlights rival bank partnerships and upcoming pilots in UK and EU markets | ||
| 9 |
|
Banking Tech Outlook | Analysis of generative AI impact on customer service and fraud detection | N/A | Free | Feb 2, 2026 | Opinion | Calls out regulatory focus on LLM explainability for financial firms | ||
| 10 |
|
Payments Market Signals | Ticker of transaction volumes and settlement delays across major banks | N/A | Free (premium charts) | Feb 3, 2026 | Market Data | Shows temporary spikes in cross-border settlement latency last week | ||
| 11 |
|
Digital Banking Metrics | Database of user adoption rates and feature penetration | N/A | €49/mo | Feb 1, 2026 | Data Portal | New dataset for 2025-2026 adoption of biometric login methods | ||
| 12 |
|
Hype Cycle: Financial Services | Emerging tech maturity curve for banking (2026) | N/A | Report $2995 | Feb 4, 2026 | Research Report | Places federated identity and continuous KYC in early mainstream adoption | ||
| 13 |
|
Wealth AI Adviser | Personalised portfolio rebalancing with tax-loss harvesting | Beta | 0.35% AUM advisory fee | Feb 2, 2026 | Wealth Blog | Beta restricted to Premier customers; tax optimisation limited to UK ISAs and SIPPs | ||
| 14 |
|
SME Cashflow Insights | Predictive cashflow forecasting using transaction categorisation | General Availability | £12.99/mo addon | Feb 3, 2026 | Business Services | Integrates with popular accounting packages; includes invoice automation suggestions | ||
| 15 |
|
Card Control | Real-time card lock, geo-fencing and spend limits | General Availability | Free | Feb 1, 2026 | Mobile App Update | New merchant category blocklist and instant push receipts | ||
| 16 |
|
Green Mortgage Calculator | Carbon-adjusted affordability modelling and green incentive estimator | Beta | Free tool | Feb 4, 2026 | Sustainability Hub | Suggests retrofit loan offers; connects to government ECO schemes | ||
| 17 |
|
Credit Card Switcher | Automated product switching recommendations and eligibility checker | General Availability | Free | Feb 2, 2026 | Tool Page | Now includes signup-bonus decay modelling and predicted cashback | ||
| 18 |
|
Open Banking Trends | Coverage of new consent models and third-party security standards | N/A | Free | Feb 3, 2026 | News | Reports on UK regulator consultations and common API best practices | ||
| 19 |
|
Core Banking Migration Case Study | Lessons from a major European bank’s cloud replatform | N/A | Subscription | Feb 2, 2026 | Case Study | Details phased cutover, dual-running and reconciliation checks used | ||
| 20 |
|
FraudTech Series | Behavioural biometrics startup deploys passive auth on mobile | Pilot | Per seat pricing on enquiry | Feb 4, 2026 | Startup Profile | Piloting with regional banks for card-not-present fraud reduction | ||
| 21 |
|
CX Transformation Brief | Omnichannel journey maps and conversational bot ROI models | N/A | Free | Feb 1, 2026 | Editorial | Highlights banks offering white-glove onboarding for high-net-worth clients | ||
| 22 |
|
Bank Earnings Radar | Signal model correlating tech spend to customer retention | N/A | Free summary | Feb 3, 2026 | Finance News | Notes increased CAPEX for cloud and AI platforms in FY25 results | ||
| 23 |
|
Fintech Funding Dashboard | Live tracker of VC rounds and valuations | N/A | $19.99/mo | Feb 2, 2026 | Dashboard | Includes round-level details for UK payments and regtech startups | ||
| 24 |
|
Magic Quadrant: Digital Banking Platforms | Vendor positioning for composable core and API management | N/A | Report $4995 | Feb 4, 2026 | Research | Evaluates scalability, roadmap openness and cloud-native credentials | ||
| 25 |
|
Business Lending Portal | Automated eligibility and collateral-lite unsecured offers | Pilot | Indicative APR 6.9% | Feb 1, 2026 | SME Launch | Pilot for businesses under £5m turnover with quick decisioning in 48 hours | ||
| 26 |
|
Crypto Custody Service | Institutional-grade custody with insured cold storage | Beta | 0.10% custody fee pa | Feb 3, 2026 | Wealth & Markets | Regulatory approvals pending in select jurisdictions; limited onboarding | ||
| 27 |
|
Accessibility Enhancements | AI-driven read-aloud and simplified language modes in app | General Availability | Free | Feb 4, 2026 | Accessibility Report | Improves compliance and reduces call centre contacts in trials | ||
| 28 |
|
Instant Business Payroll | Same-day salary disbursement using faster payments rails | General Availability | £3.50 per payroll run | Feb 2, 2026 | Business Services | Includes starter templates and HMRC filing guidance | ||
| 29 |
|
Insurance Price Tracker | Automated tracking of auto and home insurance renewal quotes | General Availability | Free | Feb 4, 2026 | Tool Article | Now warns users about price hikes when switching windows approach deadline | ||
| 30 |
|
RegTech Roundup | Coverage of KYC automation and transaction monitoring upgrades | N/A | Free | Feb 1, 2026 | News | Highlights new machine-learning explainability toolkits for compliance teams | ||
| Looking for more? Great news − this is just a small sample. Jsonify production workflows process anywhere from tens of thousands to millions of real data rows per run! | ||||||||||
Filters
Total Competitor Features Tracked
Detailed Features Comparison
| Source | Product | Key Features | Customer Journey Innovation | Last Updated |
|---|---|---|---|---|
|
|
Barclays App | Budgeting tools, Savings goals, Instant notifications | Enhanced onboarding process with guided tutorials | 2026-01-15 |
|
|
HSBC Mobile Banking | Voice command, Pay by selfie, Spend analysis | Personalized customer journeys based on user behavior | 2026-01-20 |
|
|
Lloyds Bank Online | Virtual assistant, Secure messaging, Card controls | AI-driven suggestions for financial products | 2026-01-10 |
|
|
NatWest App | In-app investments, Cryptocurrency support, Smart budgeting | Interactive financial health assessments | 2026-01-25 |
|
|
MSE Comparison Tool | Real-time interest rate comparisons, Alerts for best deals | User-friendly interface for easy navigation | 2026-01-30 |
|
|
Finextra Premium | Industry news, Expert insights, Market analysis | Customized news feed based on user preferences | 2026-01-28 |
|
|
The Banker Insights | Financial forecasts, Regulatory updates, Tech trends | Interactive webinars for user engagement | 2026-01-22 |
|
|
TechCrunch Finance Tracker | Startup funding news, Fintech innovations, Market trends | Live chat feature for immediate feedback | 2026-01-27 |
Key Observations on Competitor Strategies
Customer Journey Innovations by Competitor
Top 5 Competitor Innovations
Frequency of Feature Updates by Source
Trends in Digital Product Features Over Time
Cumulative Growth of Digital Features
Competitor Financial Insights from Blogs
| Source | Product Feature | Customer Journey Innovation | Date |
|---|---|---|---|
|
|
Mobile Deposit | Seamless app onboarding | 2026-01-15 |
|
|
AI Chatbot Support | Personalized financial advice | 2026-01-20 |
|
|
Instant Account Opening | Integrated budgeting tools | 2026-01-25 |
|
|
Voice-Activated Transactions | Proactive spending alerts | 2026-01-28 |
|
|
Fee-Free Foreign Transactions | Real-time transaction tracking | 2026-01-30 |
|
|
Blockchain Payments | Enhanced security features | 2026-01-22 |
|
|
Open Banking API | Collaborative customer experience | 2026-01-27 |
|
|
Robo-Advisory Services | Gamified savings tools | 2026-01-31 |
Distribution of Technical Roadmaps by Institution
Latest Customer Journey Innovations
Feature Adoption Rates by Competitor
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