Pilot Configuration
Pilot Phase (Scoped Evaluation)
Up to 12 weeksTypical scope: multi-country, weekly updates, multiple categories
- Real data from real sources
- Live dashboards or export feeds
- Validate scope, refresh cadence, quality
- Fixed price, no ongoing commitment
Most teams start here to validate fit before expanding.
Now, schedule a short call below to confirm scope and start the pilot, or build something new.
or email us at paul@jsonify.co
Data sources are the websites and apps where information will be collected from. These can be changed or expanded at any time. This is turned into data rows.
| id | Source | Headline | Product/Feature | Region | Price | Status | Impact | Last Updated | ||
|---|---|---|---|---|---|---|---|---|---|---|
| 1 |
|
Revolut expands US offering with high-yield savings layer | High-Yield Savings Account | United States | APY 2.75% | Launched | Moderate | Feb 3, 2026 | ||
| 2 |
|
Monzo pilots payment-by-bank QR system in UK cafes | Bank-to-QR Payments | United Kingdom | Free for merchants | Pilot | Low | Feb 2, 2026 | ||
| 3 |
|
N26 introduces subscription bundling and cashback tiers | Bundled Subscriptions + Cashback | Eurozone | €4.99–€16.99/month | Released | High | Feb 1, 2026 | ||
| 4 |
|
Big bank announces API marketplace to onboard fintechs faster | Open Banking API Marketplace | Global | Starting $0.02 per call | Announced | High | Feb 3, 2026 | ||
| 5 |
|
Start-up partners with Irish banks to offer real-time payroll card | Payroll Card (Real-time Pay) | Ireland | €0.50/transaction | Partnership | Moderate | Feb 4, 2026 | ||
| 6 |
|
Digital challenger rolls out biometric transaction controls | Biometric Spend Controls | United States | Included in Premium tier $9.99/mo | Released | Low | Feb 2, 2026 | ||
| 7 |
|
European bank pilots AI credit decision engine to speed SME loans | AI Credit Decisioning | Europe | N/A (commercial licensing) | Pilot | High | Feb 4, 2026 | ||
| 8 |
|
Revolut tests crypto-to-fiat instant conversion at point-of-sale | Instant Crypto Conversion | Global | 0.25% fee | Testing | Moderate | Feb 1, 2026 | ||
| 9 |
|
Banks collaborate on centralised fraud feed for cross-border payments | Consortium Fraud Feed | Europe | Subscription-based | Announced | High | Feb 3, 2026 | ||
| 10 |
|
Irish banks trial contactless limits increase for transit payments | Higher Contactless Limits | Ireland | N/A | Trial | Low | Feb 2, 2026 | ||
| 11 |
|
Integration allows dockless payments via major banking apps | App-integrated Transit Payments | Dublin | Pay-as-you-go €1.20/trip | Launched | Low | Feb 4, 2026 | ||
| 12 |
|
N26 adds joint accounts with shared budgeting tools | Joint Account + Shared Budgeting | Germany | Included in Smart plan €4.99/mo | Released | Moderate | Feb 1, 2026 | ||
| 13 |
|
Revolut launches SME invoice financing with instant approval | Invoice Financing (Instant) | United Kingdom | Starting fee 1.5%/advance | Released | High | Feb 2, 2026 | ||
| 14 |
|
Monzo upgrades overdraft offers with transparent pricing | Transparent Overdraft Pricing | United Kingdom | £0.75/day (capped £25) | Rolled Out | Moderate | Feb 3, 2026 | ||
| 15 |
|
Cloud bank announces platform migration to accelerate product launches | Full Cloud Core Migration | Global | N/A (enterprise project) | In Progress | High | Feb 4, 2026 | ||
| 16 |
|
Fintech offers 'round-up' investment feature for pension top-ups | Round-up Pension Micro-investing | United States | 0.25% AUM fee | Launched | Low | Feb 1, 2026 | ||
| 17 |
|
Major bank experiments with crypto custody for private banking clients | Crypto Custody Service | Switzerland | 0.5% annual custodial fee | Pilot | Moderate | Feb 3, 2026 | ||
| 18 |
|
Regional banks test shared KYC utilities to reduce onboarding time | Shared KYC Utility | EMEA | Per-check fee | Pilot | High | Feb 2, 2026 | ||
| 19 |
|
Start-up and Monzo collaborate on embedded BNPL at checkout | Embedded BNPL | United Kingdom | 0%–19.9% APR | Partnership | Moderate | Feb 4, 2026 | ||
| 20 |
|
EU regulator flags cross-border wallet interoperability concerns | Digital Wallet Interop Framework | European Union | N/A | Review | High | Feb 3, 2026 | ||
| 21 |
|
Card network pilots tokenized credentials for IoT payments | IoT Payment Tokenization | Global | Per-device token fee | Pilot | Moderate | Feb 2, 2026 | ||
| 22 |
|
Irish credit union launches mobile app with savings pods | Savings Pods Feature | Ireland | Free to members | Launched | Low | Feb 1, 2026 | ||
| 23 |
|
N26 tests AI spending insights to reduce churn | AI Spending Insights | Austria | Included in Standard plan | Testing | Moderate | Feb 3, 2026 | ||
| 24 |
|
Revolut raises business account FX limits for enterprise clients | Increased FX Limits | Global | Tiered fees apply | Updated | High | Feb 4, 2026 | ||
| 25 |
|
Monzo introduces virtual cards for subscription management | Virtual Subscription Cards | United Kingdom | Free on Plus and Premium tiers | Released | Low | Feb 2, 2026 | ||
| 26 |
|
Banks accelerate sustainability-linked loans with digital tracking | Sustainability-Linked Loan Platform | Europe | SLL margin discount negotiated | Adopted | High | Feb 4, 2026 | ||
| 27 |
|
Fintech unveils payroll-linked lending for gig workers | Payroll-Linked Microcredit | United States | APR 6.9%–29.9% | Launched | Moderate | Feb 1, 2026 | ||
| 28 |
|
Top bank tests voice banking across channels with enhanced security | Voice Banking with Voiceprint | United States | No extra charge | Pilot | Low | Feb 2, 2026 | ||
| 29 |
|
Neobank offers international student account with multi-currency debit | Multi-currency Student Account | Global (Students) | €0–€2.99/month | Released | Moderate | Feb 3, 2026 | ||
| 30 |
|
Consortium launches instant settlement corridor between UK and EU | Instant Cross-border Settlement | UK–EU | 0.1% per settlement | Launched | High | Feb 4, 2026 | ||
| Looking for more? Great news − this is just a small sample. Jsonify production workflows process anywhere from tens of thousands to millions of real data rows per run! | ||||||||||
Filters
Total Competitors Monitored
Market Position of Key Players
Latest Funding Rounds
Breakdown of Digital Banking Features
Investment Trends in FinTech
Key Insights on Competition
Emerging FinTech News Trends
Recent Articles on Digital Banking
| Title | Source | Published Date | Summary |
|---|---|---|---|
| The Rise of Digital Banks in Europe |
|
2026-01-30 | Exploring how digital banks are reshaping the financial landscape across Europe. |
| Top 5 FinTech Innovations to Watch |
|
2026-01-28 | An overview of the most promising FinTech innovations that could disrupt traditional banking. |
| Revolut Expands Into Asia: What It Means for the Market |
|
2026-01-25 | Analysis of Revolut's expansion and its implications for competition in the Asian market. |
| Monzo's New Features: A Game Changer for Digital Banking? |
|
2026-01-22 | A deep dive into the new features introduced by Monzo and their potential impact. |
| The Future of Banking: Embracing Digital Transformation |
|
2026-01-20 | Discussing the importance of digital transformation strategies for banks in 2026. |
| N26's Approach to Customer-Centric Banking |
|
2026-01-18 | Examining N26's strategies to prioritize customer experience in digital banking. |
| Emerging FinTech Startups You Should Know About |
|
2026-01-15 | A roundup of new FinTech startups that are making waves in the industry. |
| How Urban Mobility Solutions Are Influencing Banking |
|
2026-01-10 | Investigating the relationship between urban mobility and the banking sector, focusing on fintech solutions. |
Transformation Strategies Over Time
Top 5 Competitor Innovations
Competitor Feature Comparison
| Source | Competitor | Feature | Launch Date | Market Region |
|---|---|---|---|---|
|
|
N26 | Integrated Savings Goals | 2025-10-15 | EU |
|
|
Revolut | Cryptocurrency Trading | 2026-01-20 | Global |
|
|
Monzo | Instant Notifications | 2025-12-05 | UK |
|
|
Chime | No Monthly Fees | 2025-08-12 | US |
|
|
Starling Bank | Overdraft Notifications | 2025-09-22 | UK |
|
|
TransferWise | Borderless Banking | 2025-11-01 | Global |
|
|
Curve | Smart Card Features | 2025-07-30 | EU |
|
|
Revolut | Stock Trading Feature | 2026-01-15 | IE |
Source Distribution of News Articles
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