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Pilot Configuration
Goal
I want to get real-time, comprehensive competitor ...
Access real-time competitor credit offers and terms — streamline your insights without manual research hassle
12 website or app sources
The Jsonify AI will open these automatically to explore and find your information
10
data columns
12
dashboard widgets
3
integrations
1
notification
Recommended
Pilot Phase (Scoped Evaluation)
Up to 12 weeks
€3,000
/ month
Typical scope: multi-country, weekly updates, multiple categories
- Real data from real sources
- Live dashboards or export feeds
- Validate scope, refresh cadence, quality
- Fixed price, no ongoing commitment
Most teams start here to validate fit before expanding.
Now, schedule a short call below to confirm scope and start the pilot, or build something new.
or email us at paul@jsonify.co
Data sources are the websites and apps where information will be collected from. These can be changed or expanded at any time. This is turned into data rows.
Sample data preview. This is synthetic test data generated to illustrate the structure. Real data from your sources will be populated during the pilot. This data powers the dashboard widgets.
| id | Source | Product | Representative APR | Monthly Fee | Intro Offer | Balance Transfer Fee | Eligibility | Rating | Last Updated | ||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 |
|
SuperPlus Cashback Credit Card | 18.9% APR (variable) | £0 | 0% on purchases for 6 months | 2.5% (min £5) | Min income £10,000, UK resident 18+ |
|
Feb 2, 2026 | ||
| 2 |
|
Everyday Rewards Card | 24.9% APR (variable) | £3.50 | £50 welcome voucher | 3% (no min) | Good credit score advised, UK resident |
|
Feb 3, 2026 | ||
| 3 |
|
0% Long Transfer Card | 21.5% APR (variable) | £0 | 0% balance transfers 18 months | 1.9% (min £6) | Existing customers may apply, 18+ |
|
Feb 1, 2026 | ||
| 4 |
|
ClearScore Low Rate Card | 14.9% APR (variable) | £0 | No intro rate | 2.99% | Soft credit check, UK resident |
|
Feb 4, 2026 | ||
| 5 |
|
Experian Partner Travel Card | 19.9% APR (variable) | £12 | 3% travel cashback first 3 months | 3.5% (min £5) | Good credit required, proof of address |
|
Feb 3, 2026 | ||
| 6 |
|
Student Starter Card | 28.9% APR (variable) | £0 | 0% on purchases 3 months | 4% (min £3) | Full-time student, UK address |
|
Feb 2, 2026 | ||
| 7 |
|
Flexible Repayment Card | 16.4% APR (variable) | £0 | 0% on balance transfers 12 months | 2% (min £5) | Min income £12,000, over 18 |
|
Feb 4, 2026 | ||
| 8 |
|
Barclays Premier Credit Card | 12.9% APR (variable) | £15 | 90-day price promise + 0% purchases 4 months | 2.99% (min £6) | Existing Barclays customers preferred |
|
Feb 3, 2026 | ||
| 9 |
|
Halifax Cashback+ | 17.9% APR (variable) | £0 | Up to 5% cashback on select categories (first 3 months bonus) | 3% (min £5) | Min age 18, UK resident |
|
Feb 2, 2026 | ||
| 10 |
|
Nectar Points Credit Card | 22.4% APR (variable) | £0 | 2,000 Nectar points on first spend | 3.5% (min £5) | Min income £10,000, Nectar account required |
|
Feb 1, 2026 | ||
| 11 |
|
CreditKarma Starter | 26.9% APR (variable) | £0 | No intro offer | 3.9% | Limited credit history accepted |
|
Feb 4, 2026 | ||
| 12 |
|
Balance Move Pro | 20.5% APR (variable) | £0 | 0% BT for 15 months (partnered offer) | Fee free first 60 days then 3% | Subject to status, UK residents only |
|
Feb 3, 2026 | ||
| 13 |
|
Interest Free Shopper | 23.2% APR (variable) | £0 | 0% purchases 9 months then standard APR | 2.9% (min £5) | Min income £9,000, UK resident |
|
Feb 4, 2026 | ||
| 14 |
|
Luxury Rewards Card | 13.9% APR (variable) | £20 | Travel lounge access + 10,000 points | 3% (min £6) | Good-excellent credit score |
|
Feb 2, 2026 | ||
| 15 |
|
Club 0% Purchases | 19.4% APR (variable) | £0 | 0% on purchases 15 months (club exclusive) | 1.5% (min £5) | Members only via referral |
|
Feb 3, 2026 | ||
| 16 |
|
ClearScore Rewards Student | 29.9% APR (variable) | £0 | Free credit builder report + 0% 2 months | 4% (min £3) | Full-time student, soft check |
|
Feb 2, 2026 | ||
| 17 |
|
Experian Premium Card | 11.9% APR (variable) | £18 | Complimentary identity monitoring 6 months | 2.5% (min £5) | High credit score, UK resident |
|
Feb 4, 2026 | ||
| 18 |
|
No Frills Credit Card | 27.5% APR (variable) | £0 | None | 5% (min £5) | Poor credit considered (higher APR) |
|
Feb 1, 2026 | ||
| 19 |
|
Revolving Credit Flex | 15.9% APR (variable) | £5 | Intro rate 3.9% for 6 months | 2% (min £4) | Employed or self-employed, 18+ |
|
Feb 2, 2026 | ||
| 20 |
|
Barclays Student Edge | 19.9% APR (variable) | £0 | 0% on purchases first 4 months | 3% (min £5) | Full-time student, UK university |
|
Feb 1, 2026 | ||
| 21 |
|
Halifax Low Fee Card | 18.0% APR (variable) | £1.50 | £25 statement credit on first 30 days | 2.5% | UK resident, 18+, good standing |
|
Feb 3, 2026 | ||
| 22 |
|
Sainsbury's Premium Nectar | 16.9% APR (variable) | £8 | 5,000 Nectar points on spend >£300 | 3% (min £5) | Nectar account, UK resident |
|
Feb 4, 2026 | ||
| 23 |
|
CreditKarma Cashback Lite | 24.0% APR (variable) | £0 | 1% cashback first 6 months | 3.9% (min £3) | Soft search, fair credit |
|
Feb 2, 2026 | ||
| 24 |
|
LendingTree Transfer Saver | 17.5% APR (variable) | £0 | 0% BT 21 months (affiliate) | 2.9% (applies) | Subject to status, UK residents 18+ |
|
Feb 4, 2026 | ||
| 25 |
|
Green Choice Card | 20.2% APR (variable) | £0 | Plant a tree for each card opened + 0% 4 months | 2.5% (min £4) | UK resident, responsible borrower |
|
Feb 3, 2026 | ||
| 26 |
|
Family Spend Card | 23.7% APR (variable) | £4.99 | Household insurance discount & £30 voucher | 3% (min £5) | Household applicants encouraged |
|
Feb 1, 2026 | ||
| 27 |
|
MSE Pick Balance Transfer | 22.0% APR (variable) | £0 | Balance transfer fee reduced to 1% for 60 days | 1% (60 days only) | Recommended for transfers >£1,000 |
|
Feb 4, 2026 | ||
| 28 |
|
ClearScore Low Fee Transfer | 18.5% APR (variable) | £0 | 0% BT 12 months for new users | 1.95% (min £5) | Soft search, UK resident 18+ |
|
Feb 2, 2026 | ||
| 29 |
|
Experian Credit Builder Card | 30.0% APR (variable) | £0 | Credit-builder reporting + £20 on approval | 4.5% (min £3) | Limited history accepted, subject to status |
|
Feb 3, 2026 | ||
| Looking for more? Great news − this is just a small sample. Jsonify production workflows process anywhere from tens of thousands to millions of real data rows per run! | |||||||||||
From
–
To
Filters
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Total Competitor Offers Monitored
1,245
total competitor offers monitored
8%
Best Credit Terms by Competitor
Latest Offers from Major Sources
| Source | Product | APR | Promotional Offer | Date |
|---|---|---|---|---|
|
|
Super Saver Credit Card | 18.9% | 0% for 12 months | 2026-01-20 |
|
|
Platinum Credit Card | 19.5% | 0% for 15 months | 2026-01-18 |
|
|
Low Rate Loan | 12.5% | Fixed rate for 5 years | 2026-01-21 |
|
|
Cash Back Credit Card | 22.0% | 5% cash back first 3 months | 2026-01-19 |
|
|
Travel Rewards Card | 17.0% | No foreign transaction fees | 2026-01-15 |
|
|
Balance Transfer Card | 21.9% | 0% on transfers for 18 months | 2026-01-17 |
|
|
Personal Loan | 9.9% | No fees for early repayment | 2026-01-22 |
|
|
Barclays Blue Credit Card | 16.9% | 0% for 10 months on purchases | 2026-01-14 |
Average Interest Rate Offered
12.5%
average interest rate offered
0.5%
Trend of Promotional Offers Over Time
Key Observations on Consumer Credit Trends
The average promotional APR for credit cards has decreased by 2.5% since last quarter, indicating a more competitive market.
Major e-commerce financial services are now offering 0% APR for balance transfers on select cards, a trend not seen in the last year.
Loans.co.uk leads the market with the lowest average personal loan rates at 5.2%, while Barclays.co.uk has the highest at 7.8%.
A significant increase in instant credit approvals has been observed, with an average approval time of just 10 minutes across leading platforms.
Top credit card issuers are focusing on cashback offers, with 60% of new products highlighting rewards on purchases over interest rates.
Distribution of Credit Offers by Type
Volume of New Offers by Month
Market Share by Offer Type
Top Competitors by Promotional Offer
Detailed Credit Terms Comparison
| Source | Product | APR (%) | Promotional Offer | Minimum Credit Score |
|---|---|---|---|---|
|
|
Credit Card A | 18.9% | 0% for 12 months | 600 |
|
|
Loan B | 7.5% | Fixed rate for 3 years | 650 |
|
|
Credit Card C | 22.5% | 5% cashback for 6 months | 580 |
|
|
Personal Loan D | 9.9% | No fees for early repayment | 700 |
|
|
Store Card E | 24.5% | 10% off first purchase | 570 |
|
|
Credit Card F | 15.9% | 0% for balance transfers for 18 months | 620 |
|
|
Loan G | 6.5% | Flexible repayment options | 680 |
|
|
Credit Card H | 19.9% | 10,000 bonus points | 640 |
Number of Offers Expiring Soon
45
total offers expiring in the next 30 days
10%
Structured data feeds are included — we're happy to help with API integration and automation.
JSON
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CSV
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Looking for more? Great news − this is just a small sample. Typically, our commercial customers process tens of thousands to millions of data points per task!
Radar continuously monitors your selected web sources and alerts you the moment something changes.
+7
Recent change
Price Change Detected
5m ago
Barclays Credit Card APR updated to 18.9%
Recent change
New Listing Appears
5m ago
Halifax Personal Loan now available at 5.9% APR
Recent change
Product Unavailable
1h ago
Sainsbury's Bank Credit Card currently not available
Recent change
Coverage Gap Found
3h ago
Personal Loans missing from loans.co.uk
Recent change
Offer Structure Changed
2m ago
Money Saving Expert Cashback now includes 3% cashback
Data connections determine where the collected data will be delivered. You can add, remove, or change connections at any time.
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