Jsonify | Real-Time Competitor Credit Terms

Real-Time Competitor Credit Terms

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Pilot Configuration

Goal I want to get real-time, comprehensive competitor ... Access real-time competitor credit offers and terms — streamline your insights without manual research hassle

12 website or app sources The Jsonify AI will open these automatically to explore and find your information

money.co.uk

comparethemarket.com

moneysavingexpert.com

clearscore.com +8 more

10 data columns

12 dashboard widgets

3 integrations

1 notification

Recommended

Pilot Phase (Scoped Evaluation)

Up to 12 weeks

€3,000 / month

Typical scope: multi-country, weekly updates, multiple categories

Real data from real sources
Live dashboards or export feeds
Validate scope, refresh cadence, quality
Fixed price, no ongoing commitment

Most teams start here to validate fit before expanding.

Post-pilot: Production pricing depends on scope. Use estimator to see typical monthly range →

Now, schedule a short call below to confirm scope and start the pilot, or build something new.

or email us at paul@jsonify.co

Data sources are the websites and apps where information will be collected from. These can be changed or expanded at any time. This is turned into data rows.

money.co.uk

comparethemarket.com

moneysavingexpert.com

clearscore.com

experian.co.uk

ukcreditcards.com

loans.co.uk

barclays.co.uk

halifax.co.uk

sainsburysbank.co.uk

creditkarma.co.uk

lendingtree.co.uk

Add Source

Sample data preview. This is synthetic test data generated to illustrate the structure. Real data from your sources will be populated during the pilot. This data powers the dashboard widgets.

	id	Source	Product	Representative APR	Monthly Fee	Intro Offer	Balance Transfer Fee	Eligibility	Rating	Last Updated
	1	money.co.uk	SuperPlus Cashback Credit Card	18.9% APR (variable)	£0	0% on purchases for 6 months	2.5% (min £5)	Min income £10,000, UK resident 18+	4.2/5	Feb 2, 2026
	2	comparethemarket.com	Everyday Rewards Card	24.9% APR (variable)	£3.50	£50 welcome voucher	3% (no min)	Good credit score advised, UK resident	3.8/5	Feb 3, 2026
	3	moneysavingexpert.com	0% Long Transfer Card	21.5% APR (variable)	£0	0% balance transfers 18 months	1.9% (min £6)	Existing customers may apply, 18+	4.6/5	Feb 1, 2026
	4	clearscore.com	ClearScore Low Rate Card	14.9% APR (variable)	£0	No intro rate	2.99%	Soft credit check, UK resident	4.0/5	Feb 4, 2026
	5	experian.co.uk	Experian Partner Travel Card	19.9% APR (variable)	£12	3% travel cashback first 3 months	3.5% (min £5)	Good credit required, proof of address	3.9/5	Feb 3, 2026
	6	ukcreditcards.com	Student Starter Card	28.9% APR (variable)	£0	0% on purchases 3 months	4% (min £3)	Full-time student, UK address	3.5/5	Feb 2, 2026
	7	loans.co.uk	Flexible Repayment Card	16.4% APR (variable)	£0	0% on balance transfers 12 months	2% (min £5)	Min income £12,000, over 18	4.1/5	Feb 4, 2026
	8	barclays.co.uk	Barclays Premier Credit Card	12.9% APR (variable)	£15	90-day price promise + 0% purchases 4 months	2.99% (min £6)	Existing Barclays customers preferred	4.3/5	Feb 3, 2026
	9	halifax.co.uk	Halifax Cashback+	17.9% APR (variable)	£0	Up to 5% cashback on select categories (first 3 months bonus)	3% (min £5)	Min age 18, UK resident	4.0/5	Feb 2, 2026
	10	sainsburysbank.co.uk	Nectar Points Credit Card	22.4% APR (variable)	£0	2,000 Nectar points on first spend	3.5% (min £5)	Min income £10,000, Nectar account required	3.7/5	Feb 1, 2026
	11	creditkarma.co.uk	CreditKarma Starter	26.9% APR (variable)	£0	No intro offer	3.9%	Limited credit history accepted	3.4/5	Feb 4, 2026
	12	lendingtree.co.uk	Balance Move Pro	20.5% APR (variable)	£0	0% BT for 15 months (partnered offer)	Fee free first 60 days then 3%	Subject to status, UK residents only	4.4/5	Feb 3, 2026
	13	money.co.uk	Interest Free Shopper	23.2% APR (variable)	£0	0% purchases 9 months then standard APR	2.9% (min £5)	Min income £9,000, UK resident	4.1/5	Feb 4, 2026
	14	comparethemarket.com	Luxury Rewards Card	13.9% APR (variable)	£20	Travel lounge access + 10,000 points	3% (min £6)	Good-excellent credit score	4.5/5	Feb 2, 2026
	15	moneysavingexpert.com	Club 0% Purchases	19.4% APR (variable)	£0	0% on purchases 15 months (club exclusive)	1.5% (min £5)	Members only via referral	4.7/5	Feb 3, 2026
	16	clearscore.com	ClearScore Rewards Student	29.9% APR (variable)	£0	Free credit builder report + 0% 2 months	4% (min £3)	Full-time student, soft check	3.6/5	Feb 2, 2026
	17	experian.co.uk	Experian Premium Card	11.9% APR (variable)	£18	Complimentary identity monitoring 6 months	2.5% (min £5)	High credit score, UK resident	4.6/5	Feb 4, 2026
	18	ukcreditcards.com	No Frills Credit Card	27.5% APR (variable)	£0	None	5% (min £5)	Poor credit considered (higher APR)	3.0/5	Feb 1, 2026
	19	loans.co.uk	Revolving Credit Flex	15.9% APR (variable)	£5	Intro rate 3.9% for 6 months	2% (min £4)	Employed or self-employed, 18+	4.0/5	Feb 2, 2026
	20	barclays.co.uk	Barclays Student Edge	19.9% APR (variable)	£0	0% on purchases first 4 months	3% (min £5)	Full-time student, UK university	4.2/5	Feb 1, 2026
	21	halifax.co.uk	Halifax Low Fee Card	18.0% APR (variable)	£1.50	£25 statement credit on first 30 days	2.5%	UK resident, 18+, good standing	3.9/5	Feb 3, 2026
	22	sainsburysbank.co.uk	Sainsbury's Premium Nectar	16.9% APR (variable)	£8	5,000 Nectar points on spend >£300	3% (min £5)	Nectar account, UK resident	4.1/5	Feb 4, 2026
	23	creditkarma.co.uk	CreditKarma Cashback Lite	24.0% APR (variable)	£0	1% cashback first 6 months	3.9% (min £3)	Soft search, fair credit	3.8/5	Feb 2, 2026
	24	lendingtree.co.uk	LendingTree Transfer Saver	17.5% APR (variable)	£0	0% BT 21 months (affiliate)	2.9% (applies)	Subject to status, UK residents 18+	4.5/5	Feb 4, 2026
	25	money.co.uk	Green Choice Card	20.2% APR (variable)	£0	Plant a tree for each card opened + 0% 4 months	2.5% (min £4)	UK resident, responsible borrower	4.0/5	Feb 3, 2026
	26	comparethemarket.com	Family Spend Card	23.7% APR (variable)	£4.99	Household insurance discount & £30 voucher	3% (min £5)	Household applicants encouraged	3.9/5	Feb 1, 2026
	27	moneysavingexpert.com	MSE Pick Balance Transfer	22.0% APR (variable)	£0	Balance transfer fee reduced to 1% for 60 days	1% (60 days only)	Recommended for transfers >£1,000	4.8/5	Feb 4, 2026
	28	clearscore.com	ClearScore Low Fee Transfer	18.5% APR (variable)	£0	0% BT 12 months for new users	1.95% (min £5)	Soft search, UK resident 18+	4.2/5	Feb 2, 2026
	29	experian.co.uk	Experian Credit Builder Card	30.0% APR (variable)	£0	Credit-builder reporting + £20 on approval	4.5% (min £3)	Limited history accepted, subject to status	3.7/5	Feb 3, 2026
Looking for more? Great news − this is just a small sample. Jsonify production workflows process anywhere from tens of thousands to millions of real data rows per run!

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Source	Product	APR	Promotional Offer	Date
money.co.uk	Super Saver Credit Card	18.9%	0% for 12 months	2026-01-20
comparethemarket.com	Platinum Credit Card	19.5%	0% for 15 months	2026-01-18
moneysavingexpert.com	Low Rate Loan	12.5%	Fixed rate for 5 years	2026-01-21
clearscore.com	Cash Back Credit Card	22.0%	5% cash back first 3 months	2026-01-19
experian.co.uk	Travel Rewards Card	17.0%	No foreign transaction fees	2026-01-15
ukcreditcards.com	Balance Transfer Card	21.9%	0% on transfers for 18 months	2026-01-17
loans.co.uk	Personal Loan	9.9%	No fees for early repayment	2026-01-22
barclays.co.uk	Barclays Blue Credit Card	16.9%	0% for 10 months on purchases	2026-01-14

The average promotional APR for credit cards has decreased by 2.5% since last quarter, indicating a more competitive market.

Major e-commerce financial services are now offering 0% APR for balance transfers on select cards, a trend not seen in the last year.

Loans.co.uk leads the market with the lowest average personal loan rates at 5.2%, while Barclays.co.uk has the highest at 7.8%.

A significant increase in instant credit approvals has been observed, with an average approval time of just 10 minutes across leading platforms.

Top credit card issuers are focusing on cashback offers, with 60% of new products highlighting rewards on purchases over interest rates.

Source	Product	APR (%)	Promotional Offer	Minimum Credit Score
moneysavingexpert.com	Credit Card A	18.9%	0% for 12 months	600
comparethemarket.com	Loan B	7.5%	Fixed rate for 3 years	650
clearscore.com	Credit Card C	22.5%	5% cashback for 6 months	580
experian.co.uk	Personal Loan D	9.9%	No fees for early repayment	700
ukcreditcards.com	Store Card E	24.5%	10% off first purchase	570
halifax.co.uk	Credit Card F	15.9%	0% for balance transfers for 18 months	620
barclays.co.uk	Loan G	6.5%	Flexible repayment options	680
sainsburysbank.co.uk	Credit Card H	19.9%	10,000 bonus points	640