Pilot Configuration
Pilot Phase (Scoped Evaluation)
Up to 12 weeksTypical scope: multi-country, weekly updates, multiple categories
- Real data from real sources
- Live dashboards or export feeds
- Validate scope, refresh cadence, quality
- Fixed price, no ongoing commitment
Most teams start here to validate fit before expanding.
Now, schedule a short call below to confirm scope and start the pilot, or build something new.
or email us at paul@jsonify.co
Data sources are the websites and apps where information will be collected from. These can be changed or expanded at any time. This is turned into data rows.
| id | Source | Company | ProductFeature | PricingModel | Price | CoverageType | TechAdoption | Status | LastUpdated | ||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 |
|
LumenSure | Parametric flood micro-policies | Pay-per-event | $12.99/event | Residential flood (up to $50k) | IoT water sensors + satellite triggers | Pilot (UK) | Jan 30, 2026 | ||
| 2 |
|
VaultRisk | Usage-based commercial auto | Telematics dynamic-rate | Base $199/mo + $0.08/mile | Fleet liability & collision | Edge telematics + AI driving score | Market launch (US) | Jan 31, 2026 | ||
| 3 |
|
AstraCover | Embedded SME liability in ecommerce checkout | Bundled premium (single checkout fee) | $3.50 per transaction | General liability, product recall | API-first integration, partner orchestration | Scale-up trials (EU) | Jan 29, 2026 | ||
| 4 |
|
Shieldly | AI-assisted claims triage | Subscription for carriers | $7,500/year per 100k policies | Claims automation platform | NLP + computer vision | Enterprise adoption | Jan 30, 2026 | ||
| 5 |
|
PulseInsure | Buy-now-pay-later premiums | Installment with soft credit | $0 down, 3 installments | Personal lines homeowners | Embedded payments, BNPL partners | Live (AU) | Jan 31, 2026 | ||
| 6 |
|
Harvest Mutual | Parametric crop microinsurance | Seasonal flat fee | $29.00/season | Smallholder crop yield guarantee | Satellite NDVI + mobile payouts | Pilot (Africa) | Jan 28, 2026 | ||
| 7 |
|
AegisConnect | Cyber risk score + dynamic limit suggestion | Per-assessment fee | $4,500/assessment | Cyber liability advisory | Risk scoring ML engine | Commercial offering | Jan 31, 2026 | ||
| 8 |
|
NimbleHealth | Wellness-linked premium discounts | Behavioral rebate | Up to 12% premium reduction | Health insurance add-on | Wearable integrations, API | Beta (US) | Jan 30, 2026 | ||
| 9 |
|
StreamSure | Instant small commercial policy issuance | Flat monthly subscription | $89/mo | Small business package | Full digital underwriting | Available (US/CA) | Jan 31, 2026 | ||
| 10 |
|
EcoCover | Parametric wildfire coverage | Event-triggered premium | $75/season | Residential wildfire parametric | Satellite + weather model triggers | Expanded (CA, AU) | Jan 29, 2026 | ||
| 11 |
|
DriveSure | Pay-as-you-drive personal auto | Per-mile billing | $0.06/mile | Collision & liability | Mobile telematics SDK | Consumer rollout | Jan 30, 2026 | ||
| 12 |
|
InsurOptima | On-demand event insurance (concerts) | Per-event flat fee | $199/event | Event cancellation/liability | No-code partner integrations | Growing (Global) | Jan 31, 2026 | ||
| 13 |
|
RetroSure | Legacy policy digitization service | Per-policy migration | $25/policy | Policy admin modernization | OCR + RPA pipeline | Services launched | Jan 29, 2026 | ||
| 14 |
|
MacroGuard | Parametric hurricane coverage for businesses | Indexed premium based on exposure | Starting $499/yr | Business interruption parametric | Cat models + blockchain payouts | Commercial (Caribbean, US) | Jan 31, 2026 | ||
| 15 |
|
SurelyX | Embedded renters coverage in proptech apps | Micro-subscription | $6.99/mo | Renters personal property & liability | SDKs + instant binding | Partnerships expanding | Jan 30, 2026 | ||
| 16 |
|
ClimaSense | Climate risk analytics for insurers | SaaS tiered pricing | $2,000/mo (professional) | Underwriting analytics | Physics-informed ML | Fleet adoption (insurers) | Jan 29, 2026 | ||
| 17 |
|
HomePatch | Smart-home connected-discount | Discount on premium | 10% average discount | Homeowners insurance | Certified smart device integrations | Retail launch (UK) | Jan 31, 2026 | ||
| 18 |
|
MicroMed | Low-cost telemedicine add-on | Per-visit token | $9.99/visit | Primary care rider | Telehealth platform integration | Scaling (US) | Jan 30, 2026 | ||
| 19 |
|
RiskFusion | Real-time exposure feed for captives | Per-connector subscription | $1,200/connector/mo | Risk aggregation platform | Event streaming, Kafka | Adopted by top 50 captives | Jan 29, 2026 | ||
| 20 |
|
AgriSure | Index-based livestock mortality cover | Seasonal premium per head | $4.50/head/season | Livestock parametric | Mobile reporting + remote sensors | Pilot (NZ) | Jan 31, 2026 | ||
| 21 |
|
ZenClaims | Self-serve total-loss settlement | Per-claim fee | $49/claim processing | Auto total-loss automation | Image-based valuation AI | Commercial (US) | Jan 30, 2026 | ||
| 22 |
|
PeerCover | Community-based reinsurance pools | Member contributions + risk-share | Avg $30/mo contribution | Community mutual health | Smart contracts on blockchain | Pilot (SE Asia) | Jan 28, 2026 | ||
| 23 |
|
BuilderSure | Contractor short-term liability | Hourly coverage | $8/hr | Tradesmen liability | Instant quoting API | Live (US/UK) | Jan 31, 2026 | ||
| 24 |
|
QuantumRisk | AI-driven reprice engine for renewals | Performance-based fee | 10% of saved premium | Renewal optimization SaaS | Reinforcement learning models | Early enterprise trials | Jan 30, 2026 | ||
| 25 |
|
TravelFlex | Micro-trip cancellation insurance | On-demand time-limited | $3.99/day | Trip cancellation & delay | Mobile-first UI, instant payout | Wider rollout (EU) | Jan 29, 2026 | ||
| 26 |
|
LifeBridge | Instant underwritten term life via voice | Single premium | $199/year (10-year term) | Term life simplified issue | Voice biometrics + fast underwriting | Regulatory approved (select states) | Jan 31, 2026 | ||
| 27 |
|
Parametrix | Heatwave parametric for utilities | Indexed seasonal fee | $1,200/season | Business interruption for utilities | Grid telemetry + weather APIs | Commercial pilots | Jan 30, 2026 | ||
| 28 |
|
SmartPension | Auto-enrol micro-pensions for gig workers | Percentage of earnings | 3.5% employer match | Retirement savings | Payroll API integrations | Rollout phase (EU/UK) | Jan 28, 2026 | ||
| 29 |
|
PetSure | On-demand pet surgery cover | Per-incident premium | $299/incident | Surgical veterinary care | Vet network portal + instant claims | Available (US) | Jan 31, 2026 | ||
| 30 |
|
FloodLine | Home elevation loss reimbursement | Add-on endorsement | $49/year | Elevation-related repairs | GIS-based risk scoring | Niche rollout (US Gulf Coast) | Jan 30, 2026 | ||
| Looking for more? Great news − this is just a small sample. Jsonify production workflows process anywhere from tens of thousands to millions of real data rows per run! | |||||||||||
Filters
Total Insurtech Products Tracked
Emerging Features Trend Over Time
Latest Insurtech Innovations
| Source | Product Feature | Pricing Model | Technological Adoption | Date |
|---|---|---|---|---|
|
|
AI-based Claim Processing | Pay-per-Claim | 80% adoption | 2026-01-15 |
|
|
Blockchain for Policy Contracts | Subscription-based | 60% adoption | 2026-01-25 |
|
|
Telematics for Auto Insurance | Usage-based | 75% adoption | 2026-01-10 |
|
|
Embedded Insurance Solutions | Flat Fee | 55% adoption | 2026-01-20 |
|
|
Digital Risk Assessment Tools | Freemium | 70% adoption | 2026-01-30 |
|
|
Chatbot Customer Service | Tiered Pricing | 85% adoption | 2026-01-22 |
|
|
Cyber Insurance Customization | Dynamic Pricing | 50% adoption | 2026-01-18 |
|
|
On-Demand Insurance Policies | Pay-as-you-go | 65% adoption | 2026-01-28 |
Number of New Features Released This Month
Top Insurtech Companies by Investment
Pricing Model Comparisons
| Source | Product | Pricing Model | Feature Highlights | Launch Date |
|---|---|---|---|---|
|
|
PolicyPal | Subscription | AI-driven policy recommendations | 2025-01-15 |
|
|
Lemonade | Pay-per-use | Instant claims processing | 2025-03-10 |
|
|
Zego | Usage-based | Flexible coverage for gig economy workers | 2025-06-20 |
|
|
Root Insurance | Behavior-based | Telematics for personalized pricing | 2025-05-05 |
|
|
Metromile | Pay-per-mile | Data-driven mileage tracking | 2025-04-12 |
|
|
Cuvva | On-demand | Short-term car insurance | 2025-07-01 |
|
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Next Insurance | Flat-rate | Tailored coverage for small businesses | 2025-08-15 |
|
|
Trōv | On-demand | Instant coverage for personal belongings | 2025-09-30 |
Market Share by Pricing Model
Most Common Features in New Products
Key Observations in Insurtech Trends
Distribution of Technological Adoption
Cumulative Investment in Insurtech Over Time
Technology Adoption Insights
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