Emerging Financial Risk Monitor
A shared demo template for USAA, created by paul. Read-only preview of what would be monitored in a real pilot.
Pilot Configuration
Pilot Phase (Scoped Evaluation)
Up to 12 weeksTypical scope: multi-country, weekly updates, multiple categories
- Real data from real sources
- Live dashboards or export feeds
- Validate scope, refresh cadence, quality
- Fixed price, no ongoing commitment
Most teams start here to validate fit before expanding.
Now, schedule a short call below to confirm scope and start the pilot, or build something new.
or email us at paul@jsonify.co
Data sources are the websites and apps where information will be collected from. These can be changed or expanded at any time. This is turned into data rows.
| id | Source | FilingType | Company | Headline | Summary | RiskFlags | FilingDate | LastUpdated | Status | ||
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 |
|
10-K Amendment | Neptune Fintech Holdings, Inc. | Amendment to Risk Factors Regarding Crypto Custody Exposure | Company amended Item 1A to disclose expanded exposure to third-party crypto custody providers and potential regulatory enforcement risks under SEC guidance. ... show all |
Custody Risk; Regulatory Enforcement; Third-Party Vendor | Feb 2, 2026 | Feb 4, 2026 | Filed | ||
| 2 |
|
8-K | Atlas Asset Management LLC | 8-K: New Digital Asset Fund Launch and Operational Controls | Filed to announce the proposed launch of Atlas Digital Opportunities Fund and initial operational control framework; highlights liquidity management and AML controls. ... show all |
Liquidity Risk; AML/KYC; Market Volatility | Feb 3, 2026 | Feb 4, 2026 | Filed | ||
| 3 |
|
Notice | Broadway Securities | FINRA Notice: Supervisory Expectations for Tokenized Securities | Guidance issued recommending enhanced supervision of tokenized securities trading, custody, and best execution obligations for broker-dealers. ... show all |
Compliance Risk; Operational Resilience; Execution Risk | Feb 1, 2026 | Feb 4, 2026 | Guidance | ||
| 4 |
|
Article | Orion Payments Corp. | Orion Files IPO Prospectus; Highlights Cross-Border Payments Product | Article summarizes prospectus details emphasizing a new cross-border rails product, projected fee revenue and competitive pricing pressures. ... show all |
Competitive Risk; FX Risk; Revenue Concentration | Feb 3, 2026 | Feb 4, 2026 | Reported | ||
| 5 |
|
Article | Helios Bank PLC | Helios Expands Buy-Now-Pay-Later Offering Amid Consumer Credit Scrutiny | Coverage on product expansion and regulators flagging underwriting standards and charge-off trends in filings and consumer complaints. ... show all |
Credit Risk; Regulatory Scrutiny; Consumer Complaint Volume | Feb 2, 2026 | Feb 4, 2026 | Reported | ||
| 6 |
|
Article | Cedar Wealth Advisors | Advisers Face Questions Over AI Model Use in Portfolio Construction | Report details SEC comment letters spotted related to disclosures about AI decisioning logic and backtesting limitations in advisory filings. ... show all |
Model Risk; Disclosure Risk; Compliance | Feb 4, 2026 | Feb 4, 2026 | Reported | ||
| 7 |
|
Press Release | Silverline Insurance Group | Silverline Announces Parametric Flood Product Pilot | Press release outlines parametric flood insurance pilot for coastal counties with automated claims triggers tied to NOAA data. ... show all |
Basis Risk; Catastrophe Risk; Data Integrity | Feb 3, 2026 | Feb 4, 2026 | Released | ||
| 8 |
|
Explainer | n/a | How Central Bank Digital Currencies Could Impact Payment Firms | Explainer on CBDC mechanics, potential disintermediation of payment processors, and regulatory considerations across jurisdictions. ... show all |
Disintermediation; Policy Risk; Technology Adoption | Feb 2, 2026 | Feb 4, 2026 | Published | ||
| 9 |
|
Research Note | Pioneer ETF Trust | Research Note: New ESG-Screened Municipal Bond ETF | Evaluation of a recently launched municipal bond ETF with ESG overlays; flagged concentration in two states and rating drift risk. ... show all |
Concentration Risk; Credit Rating Migration; Liquidity | Feb 1, 2026 | Feb 4, 2026 | Published | ||
| 10 |
|
S-1 | VeraPay Technologies | S-1 Filing for Embedded Payment APIs Platform | S-1 details go-to-market strategy, pricing tiers, and dependence on top three merchant partners for initial revenue. ... show all |
Customer Concentration; Execution Risk; Regulatory Compliance | Feb 3, 2026 | Feb 4, 2026 | Filed | ||
| 11 |
|
Article | CommunityFirst Bank | Bank Pilots Real-Time Small Business Loans via Fintech Partner | Coverage of pilot lending product with near-instant underwriting; article notes potential fraud vectors and regulatory vendor oversight needs. ... show all |
Fraud Risk; Vendor Risk; Underwriting Model Risk | Feb 4, 2026 | Feb 4, 2026 | Reported | ||
| 12 |
|
Research Paper | n/a | Staff Report: Implications of Faster Payment Adoption for Bank Liquidity | Staff analysis on intraday liquidity pressures and recommended supervisory practices for banks offering instant settlement services. ... show all |
Liquidity Risk; Operational Resilience; Intraday Funding | Feb 2, 2026 | Feb 4, 2026 | Published | ||
| 13 |
|
Form 10-Q | Zenith Microloan Corp. | Quarterly Report Highlights Increased Charge-Offs in New Product Line | 10-Q discloses elevated delinquency rates in microloan portfolio tied to a pilot unsecured product and updated reserve methodology. ... show all |
Credit Risk; Provisioning Risk; Product Risk | Feb 3, 2026 | Feb 4, 2026 | Filed | ||
| 14 |
|
Proxy Statement | Summit Capital Advisors | Proxy: Board Approval Sought for New Cryptocurrency Exposure Policy | Proxy describes proposed policy, governance structures, and indemnification arrangements for trading/holding crypto assets. ... show all |
Governance Risk; Market Risk; Custody Risk | Feb 1, 2026 | Feb 4, 2026 | Filed | ||
| 15 |
|
Alert | Retail Broker Community | Alert: Increase in Schemes Targeting Retail Investors with High-Yield Note Offers | FINRA issues alert on promotional high-yield notes and recommends enhanced due diligence and investor disclosures. ... show all |
Fraud Risk; Suitability Risk; Disclosure | Feb 3, 2026 | Feb 4, 2026 | Alert | ||
| 16 |
|
Article | Arcadia Lending | Arcadia Expands Point-of-Sale Financing; Competitors Lower Rates | MarketWatch piece on competitive pricing pressures in POS financing and potential margin compression reported in filings. ... show all |
Margin Compression; Competitive Pricing; Credit Risk | Feb 2, 2026 | Feb 4, 2026 | Reported | ||
| 17 |
|
Article | Lumen Exchange | Lumen Faces Regulatory Inquiry Over Algorithmic Market Making | Article notes regulator sent inquiry letters about fair access, quoting obligations, and risk controls for algorithmic strategies. ... show all |
Regulatory Inquiry; Market Abuse Risk; Algorithmic Risk | Jan 31, 2026 | Feb 4, 2026 | Investigated | ||
| 18 |
|
Article | Pactum Insurance | Underwriting Concerns Raised After Rapid Product Rollout | Report on sudden expansion of parametric weather policies and internal memos raising concerns about basis risk and model validation. ... show all |
Model Risk; Basis Risk; Underwriting Risk | Feb 4, 2026 | Feb 4, 2026 | Reported | ||
| 19 |
|
Press Release | Mercury WealthTech | Mercury Launches Robo-Advisor 2.0 with Alternative Beta Strategies | PR details launch, fee schedule, and promotional free-management period; includes risk disclosures about strategy liquidity assumptions. ... show all |
Liquidity Assumption; Performance Risk; Disclosure Adequacy | Feb 2, 2026 | Feb 4, 2026 | Released | ||
| 20 |
|
Explainer | n/a | Regulatory Differences Between Tokenized Securities and Crypto Tokens | Explainer comparing legal frameworks, custody obligations, and investor protections for tokenized securities versus utility tokens. ... show all |
Regulatory Uncertainty; Custody; Investor Protection | Jan 30, 2026 | Feb 4, 2026 | Published | ||
| 21 |
|
Analysis | Harbor Alternatives Fund | Analysis: Liquidity Constraints in Newly Listed Private Credit ETF | Notes wide bid-ask spreads at launch, underlying NAV estimation challenges, and potential gating triggers in extreme markets. ... show all |
Liquidity Risk; Valuation Risk; Redemption Risk | Feb 3, 2026 | Feb 4, 2026 | Published | ||
| 22 |
|
Listing Notice | Cascade HealthPay | Nasdaq Listing Application for Healthcare Payments Platform | Filing outlines business model reliant on per-transaction fees and partnerships with three national payers; contingency capital plan included. ... show all |
Revenue Concentration; Partner Risk; Reimbursement Risk | Feb 1, 2026 | Feb 4, 2026 | Application Submitted | ||
| 23 |
|
Article | RegionalTrust Bank | Bank Tests Biometric Authentication for Digital Wallets | Article discusses pilot outcomes, potential fraud reduction, but notes privacy and biometric data storage regulatory questions. ... show all |
Privacy Risk; Biometric Data Storage; Operational Risk | Feb 4, 2026 | Feb 4, 2026 | Reported | ||
| 24 |
|
Supervisory Letter | Large Commercial Banks | Supervisory Expectations for Nonbank Payment Firms Integration | Letter outlines expectations for banks integrating nonbank payment firms including due diligence, capital planning, and contingency funding. ... show all |
Third-Party Risk; Capital Risk; Operational Resilience | Feb 2, 2026 | Feb 4, 2026 | Issued | ||
| 25 |
|
Form 8-K | BluePeak Capital Partners | 8-K: Strategic Partnership with Offshore Crypto Custodian | Disclosure of strategic partnership and due diligence; notes regulatory uncertainty and indemnity arrangements subject to review. ... show all |
Custody Risk; Regulatory Uncertainty; Legal Risk | Feb 3, 2026 | Feb 4, 2026 | Filed | ||
| 26 |
|
Form 10-Q | Evergreen Consumer Finance | 10-Q: New Point-of-Sale Product Increases Receivables; Reserves Updated | Quarterly filing describes growth in POS product receivables, updated loss reserves and stress-test scenarios for higher default rates. ... show all |
Credit Risk; Reserve Adequacy; Concentration Risk | Feb 2, 2026 | Feb 4, 2026 | Filed | ||
| 27 |
|
Rule Proposal | n/a | Proposed FINRA Rule on Enhanced Surveillance for Digital Asset Listings | Proposal would require broker-dealers to implement extra surveillance and reporting for digital asset trading and listing activities. ... show all |
Operational Burden; Compliance Cost; Reporting Risk | Feb 4, 2026 | Feb 4, 2026 | Proposed | ||
| 28 |
|
Article | Frontier Securities | Frontier Withdraws Alternative Fee Product After Investor Backlash | Article covers withdrawal of a structured-note-like product due to poor liquidity and mispricing concerns raised by investors. ... show all |
Liquidity Risk; Pricing Risk; Reputation Risk | Feb 3, 2026 | Feb 4, 2026 | Withdrawn | ||
| 29 |
|
Article | Aegis Risk Systems | Aegis Seeks Clearance for AI-Based Credit Scoring Tool | Coverage on regulatory review process and investor questions about explainability and disparate impact on protected groups. ... show all |
Model Bias; Regulatory Approval; Explainability | Feb 1, 2026 | Feb 4, 2026 | Under Review | ||
| Looking for more? Great news − this is just a small sample. Jsonify production workflows process anywhere from tens of thousands to millions of real data rows per run! | |||||||||||
Filters
Total Products Tracked
Trends in Financial Products Over Time
Top 5 Emerging Services by Popularity
Total Regulatory Filings This Month
Cumulative Market Value of New Products
Distribution of Risks by Product Type
Market Share by Source
Latest Regulatory Filings
| Source | Product/Service | Price | Change | Date |
|---|---|---|---|---|
|
|
XYZ Financial Product | $150.00 |
|
2026-01-11 |
|
|
ABC Investment Strategy | $200.00 | -1.0% | 2026-01-10 |
|
|
Defensive Equity Fund | $250.00 |
|
2026-01-09 |
|
|
Tech Growth ETF | $320.00 |
|
2026-01-12 |
|
|
Global Bond Fund | $180.00 | -0.5% | 2026-01-08 |
|
|
Alternative Asset Portfolio | $275.00 |
|
2026-01-07 |
|
|
Emerging Markets Fund | $290.00 |
|
2026-01-11 |
Key Observations from Recent News
Emerging Financial Products by Risk Level
Competitor Product Offerings
| Source | Product | Price | Change (%) | Date |
|---|---|---|---|---|
|
|
Green Energy Fund | $150.00 |
|
2026-01-10 |
|
|
Tech Innovators ETF | $120.75 |
|
2026-01-11 |
|
|
Healthcare Growth Portfolio | $200.25 | -0.5% | 2026-01-09 |
|
|
Global Diversified Bonds | $95.50 |
|
2026-01-08 |
|
|
Sustainable Investment Trust | $175.00 |
|
2026-01-07 |
|
|
Smart Beta Index | $110.60 | -1.2% | 2026-01-12 |
|
|
Digital Banking Solutions | $85.00 |
|
2026-01-06 |
Market Trends Summary
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