Jsonify | I want to get continuous structured data on emerging risk factors, underwriting policy innovations, and competitive pricing strategies from global insurance regulatory filings and industry news sources.

I want to get continuous structured data on emerging risk factors, underwriting policy innovations, and competitive pricing strategies from global insurance regulatory filings and industry news sources.

Pilot Configuration

Goal I want to get continuous structured data on emergi... Access real-time insights on emerging risks and pricing strategies — automated intelligence from global insurance filings and news.

12 website or app sources The Jsonify AI will open these automatically to explore and find your information

naic.org

insurancejournal.com

iii.org

marketwatch.com +8 more

10 data columns

12 dashboard widgets

4 integrations

1 notification

Recommended

Pilot Phase (Scoped Evaluation)

Up to 12 weeks

€3,000 / month

Typical scope: multi-country, weekly updates, multiple categories

Real data from real sources
Live dashboards or export feeds
Validate scope, refresh cadence, quality
Fixed price, no ongoing commitment

Most teams start here to validate fit before expanding.

Post-pilot: Production pricing depends on scope. Use estimator to see typical monthly range →

Now, schedule a short call below to confirm scope and start the pilot, or build something new.

or email us at paul@jsonify.co

Data sources are the websites and apps where information will be collected from. These can be changed or expanded at any time. This is turned into data rows.

naic.org

insurancejournal.com

iii.org

marketwatch.com

aon.com

willis.com

ambest.com

iiaba.net

insurancenews.com.au

insurancebusinessmag.com

reuters.com

bloomberg.com

Add Source

Sample data preview. This is synthetic test data generated to illustrate the structure. Real data from your sources will be populated during the pilot. This data powers the dashboard widgets.

	id	Source	DocumentType	Issuer	Headline	EffectiveDate	ImpactedProducts	RegulatoryAction	EstimatedPremiumImpact	Notes
	1	naic.org	Regulatory Filing	State Insurance Department - CA	Proposed rate guidance for wildfire risk modeling adoption	Feb 2, 2026	Homeowners (HO-3), Commercial Property	Guidance issued; insurers encouraged to submit model documentation	+$50 to +$300 avg annual (USD)	Targets insurers using external cat models; comments due within 45 days
	2	insurancejournal.com	Industry Article	Global Insurer Consortium	Insurers pilot parametric wildfire cover in CA and OR	Feb 1, 2026	Parametric wildfire endorsement, Dwelling fire	Pilot announced; awaiting state approvals	Varies — $120 to $450 one-time endorsement (USD)	Focus on rapid claims payouts; capped per-event triggers
	3	iii.org	Research Brief	Insurance Information Institute	Climate resilience discounts tied to home retrofits increase uptake	Feb 3, 2026	Homeowners insurance, Mitigation endorsements	Recommendation for standardized discount reporting	-5% to -20% for qualified homes	Based on insurer data across 10 states; expected regulatory interest
	4	marketwatch.com	Market Report	Commercial Insurer XYZ	Rate competition heats up in commercial auto in Midwest	Feb 2, 2026	Commercial auto liability, physical damage	No direct action; market-driven rate reductions	-3% to -12% on renewal pricing	Large brokers negotiating fleet-level discounts
	5	aon.com	Whitepaper	Aon PLC	Emerging cyber third-party exposure trends for 2026	Feb 1, 2026	Cyber liability, Errors & Omissions	Advisory to clients on increased sub-limit usage	+$250 to +2,000 per policy depending on sector (USD)	Recommends narrower triggers and SLA-based coverage
	6	willis.com	Market Bulletin	Willis Towers Watson	Capacity shifts in management liability market amid litigation uptick	Feb 3, 2026	D&O, EPLI, Fiduciary Liability	Market advisory; underwriting tightening	+8% to +30% on renewals	Higher retentions being requested; express carve-outs common
	7	ambest.com	Rating Commentary	AM Best Research	Insurer solvency outlook stable despite nat-cat losses	Feb 2, 2026	Property, Reinsurance treaties	Regulators monitoring reserve adequacy	+2% to +10% in commercial property lines	Some reinsurers increasing pricing on peak perils
	8	iiaba.net	Agent Advisory	Independent Insurance Agents & Brokers of America	New best-practice templates for climate disclosure to clients	Feb 3, 2026	All retail lines; client advisory services	Guidance for agents; not regulatory mandate	Indirect; potential retention improvements	Includes sample client notices and checklists
	9	insurancenews.com.au	International News	Australian Reinsurer Group	Trans-Tasman treaty renegotiations push capacity to specialty markets	Feb 1, 2026	Reinsurance, Specialty Property	Cross-border reporting changes being discussed	+5% to +18% on ceded rates (USD equiv)	Impacts Australasia treaty renewals in March
	10	insurancebusinessmag.com	Feature Article	Regional Insurer Beta	Usage-based commercial auto pricing gains traction with telematics	Feb 2, 2026	Commercial auto — pay-per-mile, telematics programs	State filings for rating plan variations submitted	-10% to +15% depending on driving metrics	Early adopters see loss ratio improvements
	11	reuters.com	News	Major Global Insurer	Insurer to exit coal-related energy risks; policy exclusions expanded	Feb 3, 2026	Energy (coal), Property & Casualty	Filing notice; exclusion language updated	Mixed — potential premium loss for insureds; +2% on non-excluded portfolios	Regulatory review likely in EU and US jurisdictions
	12	bloomberg.com	Breaking News	Top Reinsurer	Reinsurer hikes multi-year treaty rates after 2025 losses	Feb 2, 2026	Proportional and non-proportional treaties	Treaty rate adjustments communicated to cedents	+12% to +40% on renewals	Cat-exposed cedents most affected
	13	naic.org	Regulatory Filing	State Insurance Department - FL	Mandatory hurricane risk disclosure for new homeowners policies	Feb 1, 2026	Homeowners, Windstorm endorsements	Rule enacted; standardized disclosure form required	Administrative; potential premium adjustments +$30 to +$180	Form must be delivered at bind and renewal
	14	insurancejournal.com	Industry Article	National MGA Network	MGAs expand cyber silent cyber coverage offerings	Feb 2, 2026	Commercial property (silent cyber endorsements)	Notices filed in key states; varied acceptance	+$500 to +6,000 per account based on exposure	Underwriting questionnaires tightened
	15	iii.org	Research Brief	III	Auto liability frequency declines but severity rises due to medical inflation	Feb 3, 2026	Personal auto liability, PIP	States urged to review PIP rules	+4% to +9% on personal auto premiums	Recommends targeted rate filings to reflect medical cost trends
	16	marketwatch.com	Market Report	Regional Insurer Gamma	Price leadership emerging in small commercial property market	Feb 2, 2026	Small commercial property, BOP	No formal regulatory action; competitive pricing observed	-6% to -15% for certain segments	Underwriting appetite shifted to lower risk occupancies
	17	aon.com	Advisory	Aon	Supply chain disruptions driving contingent business interruption exclusions	Feb 3, 2026	Business interruption, Supply chain coverage	Advisories to clients; policy wording changes proposed	+3% to +25% for supply-chain exposed accounts	Insurers adding explicit sub-limits and waiting periods
	18	willis.com	Product Note	Willis Towers Watson	New parametric flood product for SMEs launched	Feb 2, 2026	Parametric flood, SME property	Product blueprint shared with regulators	$300 to $2,000 annual per SME (USD)	Trigger based on river gauge and rainfall thresholds
	19	ambest.com	Analyst Note	AM Best	Market concentration in specialty casualty attracting regulatory scrutiny	Feb 3, 2026	Specialty casualty, Excess & Surplus	Regulators to request market conduct reviews	Upward pressure +7% to +25%	Capacity migration to Bermuda and Lloyd's markets highlighted
	20	iiaba.net	Member Bulletin	IIABA	Brokerage recommended language for cyber ransom claims handling	Feb 1, 2026	Cyber extortion, Incident response services	Template for notices to insureds; compliance guidance	Administrative; potential premium stabilization	Includes vendor list and escalation procedures
	21	insurancenews.com.au	Regulatory Update	APRA-equivalent commentary	Australian regulator signals tolerance for insurer climate stress-testing	Feb 2, 2026	Life & General insurance portfolios	Expect formal stress-test requirements H2 2026	Modeling costs; potential capital charges impacting pricing	Insurers urged to submit scenario analyses
	22	insurancebusinessmag.com	Interview	Leading Regional Broker	Bundling strategies reduce client premium volatility, broker claims	Feb 3, 2026	Package policies, Multiline bundles	No regulatory change; market strategy noted	-3% to -10% for bundled accounts	Focus on retention and reduced claims leakage
	23	reuters.com	News	Global Reinsurer Z	Regulatory filing shows reserve strengthening after inflation stress	Feb 1, 2026	Long-tail casualty lines, Workers' comp	Reserve increases filed; capital notification to regulators	Premium increases +6% to +20% over next renewals	Insurer cites medical and legal inflation drivers
	24	bloomberg.com	Market News	InsurTech Startup Alpha	Startup offers real-time quoting via embedded platform partnerships	Feb 3, 2026	SME package, General liability	Securities/regulatory disclosures filed; rate filings pending	Introductory promo pricing -15% first year	Partnerships with major brokers announced
	25	naic.org	Model Regulation	NAIC Model Law Committee	Model regulation proposes standard catastrophe mitigation credits	Feb 2, 2026	Homeowners, Flood endorsements	Model adopted for state consideration	-3% to -25% for mitigation-compliant properties	States expected to adopt variants; insurer implementation timelines vary
	26	insurancejournal.com	Breaking	Large Mutual Insurer	Mutual announces expanded dividend program for policyholders	Feb 1, 2026	Personal auto, Homeowners	Dividend plan filed with regulators	Effective premium reduction ~ -4% to -9% via dividends	Dividends tied to loss ratio thresholds
	27	iii.org	Policy Note	III	Call for uniform cyber risk disclosure for small businesses	Feb 3, 2026	Cyber, SMB packaged products	Advocacy document; recommendation only	Potential reduction in surprise exposures; indirect premium effects	Includes sample disclosure templates for brokers
	28	marketwatch.com	Analysis	Specialty Insurer Delta	Pricing segmentation increases for high-value art and collections	Feb 2, 2026	Fine art, Collections insurance	Underwriting guidelines tightened; schedule requirements enforced	+10% to +60% dependent on valuation methods	Insurers demand professional appraisals and risk surveys
Looking for more? Great news − this is just a small sample. Jsonify production workflows process anywhere from tens of thousands to millions of real data rows per run!

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Emerging cyber threats are increasingly influencing underwriting policies, with 45% of recent filings highlighting the need for enhanced cybersecurity coverage.

MarketWatch reports a 15% rise in premiums for climate-related risks, indicating insurers are adjusting pricing strategies to accommodate environmental changes.

Regulatory changes in Europe are prompting US insurers to reevaluate their compliance frameworks, potentially leading to a significant shift in underwriting practices.

Data from Aon indicates that telematics-based pricing models are becoming more prevalent, with a 30% increase in adoption among auto insurers in the last year.

Industry news suggests that 25% of insurers are exploring AI-driven analytics to better assess emerging risks, reflecting a shift towards technology integration in risk management.

Source	Product	Price	Change	Date
insurancejournal.com	Auto Insurance	$1,250	+3%	2026-01-15
iii.org	Home Insurance	$1,500	-2%	2026-01-20
marketwatch.com	Life Insurance	$2,000	+1.5%	2026-01-25
aon.com	Health Insurance	$750	+4%	2026-01-30
willis.com	Commercial Insurance	$3,200	+2%	2026-01-28
ambest.com	Travel Insurance	$300	0%	2026-01-18
iiaba.net	Cyber Insurance	$1,800	+5%	2026-01-22
reuters.com	Liability Insurance	$2,500	-1%	2026-01-29

Emerging risk factors related to climate change have led to an increase in policy innovations, with 30% of new products addressing environmental sustainability.

The competitive pricing landscape shows an average premium reduction of 15% across digital-first insurers in 2025, suggesting a shift towards tech-driven underwriting.

Regulatory filings indicate a trend towards more granular risk assessments, with 40% of insurers adopting artificial intelligence in underwriting processes.

Date	Source	Title	Summary
2026-02-01	insurancejournal.com	Emerging Risks in Cyber Insurance: What You Need to Know	A deep dive into the rising cyber threats affecting insurance policies and underwriting strategies.
2026-01-30	reuters.com	Innovative Underwriting Policies from InsurTechs	Exploring how InsurTech companies are reshaping traditional underwriting processes with technology.
2026-01-28	marketwatch.com	Global Competitive Pricing Strategies in the Insurance Sector	An analysis of pricing strategies adopted by insurers globally in response to recent regulatory changes.
2026-01-25	iii.org	The Impact of Climate Change on Insurance Markets	Investigating how changing climate patterns are impacting risk assessments and premium calculations.
2026-01-20	bloomberg.com	New Regulations Affecting Health Insurance Underwriting	A summary of new health insurance regulations and their implications for underwriting practices.